Downtown Toronto, OntarioDebt Consolidation & Credit Counselling

Free Debt Help and Credit Counselling in Downtown Toronto

Downtown Toronto is serviced by our office at Yonge and Carlton. We offer non-profit credit counselling and debt consolidation help. 

Our qualified credit counsellors can:

• Complete a full review of your financial situation, looking at your monthly income, expenses, and debts.
• Explain how we can stop collection calls, stop the interest on your debt and lower monthly payments.
• If applicable, enroll you in a Debt Consolidation Program to address your debts, or find another solution that puts you in control of your finances.
• Teach you how to rebuild your credit, manage a budget, and increase savings, so you can live debt-free.

If you live in downtown Toronto and your goal is to become debt-free, contact us by calling (416) 637-8368 or complete the form on this page. All of our counselling is 100% free, confidential, non-judgmental, and there's no obligation. 

Money-Saving Tips

We understand living downtown can be quite expensive, so here are a few tips on how to be a savvy saver and stay out of debt in your urban surroundings:

1. Understand how to create and keep a budget.
2. Toronto has an excellent public transportation system. You don't need a car to get around.
3. There are tons of free events happening every day!
4. Check out and subscribe to our blog for instant updates on money-saving tips and get-out-of-debt advice.