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Complete a full review of your financial situation, including a debt assessment that looks at your monthly income, expenses, and debts—and discover ways to save. |
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Help you develop a money management plan and budget to get your finances back on track. |
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Explore various debt management solutions that are best suited for your unique situation without having to resort to bankruptcy in Toronto. |
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Explain how we can stop collection agency calls, stop the interest on your debt, and lower monthly payments. |
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Teach you how to build your credit, improve your credit score, manage a budget, and increase savings—all so you can live debt-free. |
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If applicable, enroll you in a Debt Consolidation Program to address your debts, or find another solution that puts you in control of your finances. |
Unlike Toronto debt consolidation loans, you’re not borrowing more money. Instead, a Toronto debt consolidation program is an arrangement between you, your creditors, and Credit Canada that provides debt relief. Here’s what the program can do for you.
If you live in downtown Toronto and your goal is to become debt-free, contact us today by calling (416) 637-8368 or complete the form on this page. All of our debt counselling is 100% free, confidential, and non-judgmental, and there's no obligation.
We know when it comes to choosing a Canada debt solutions company, you have many options. However, it’s important that you don’t pick the first company you come to (or that comes to you) out of desperation. There are many crooked companies out there willing to take advantage of your situation, making your financial situation even worse.
Working with Credit Canada, you can be confident that you’re in good hands knowing we will offer you the best debt consolidation solutions in Toronto. What makes us different?
For-profit credit counselling agencies charge just for a counselling session, and then charge high monthly fees when you enter a program. Not at Credit Canada. Our debt counselling is free, and if you sign up for a Debt Consolidation Program you’ll pay just a small set-up fee of $50 and a minimal management fee of 10% that’s included in your monthly payment.
Credit Canada has accreditation from both Credit Counselling Canada (CCC) and the Association for Financial Counselling & Planning Education (AFCPE).
As a non-profit organization, Credit Canada will never take advantage of you. In fact, we are constantly lobbying against scams and companies making unrealistic promises. As stated on the Government of Canada’s website, a non-profit “is a club, society, or association that's organized and operated solely for social welfare, civic improvement, pleasure or recreation, or any other purpose except profit.”
