Credit Canada

A not for profit charity since 1966

Shopping quiz.

Often people don't realize they are in financial difficulty until it is too late.
Test yourself with this shopping quiz to determine if you may be in need of credit counselling.

1. Do you "take off to the stores" when you've experienced a setback or disappointment, or when you feel angry or scared?

Yes No

 

2. Are your spending habits emotionally disturbing to you and have they created chaos in your life?

Yes No

 

3. Do your shopping habits create conflicts between you and someone close to you (spouse, lover, parents or children)?

Yes No

 

4. Do you buy items with your credit card that you wouldn't buy if you had to pay cash?

Yes No

 

5. When you do shop, do you feel that you are performing a dangerous, reckless, or forbidden act?

Yes No

 

6. When you return home after shopping, do you feel guilty, ashamed, embarrassed or confused?

Yes No

 

7. Are many of your purchases seldom or never worn or used?

Yes No

 

8. Would you feel lost without your credit cards?

Yes No

 

9. Do you think about money excessively - how much you have, how much you owe, how much you wish you had, and then go out and shop again?

Yes No

 

10. Do you spend a lot of time juggling accounts and bills to accommodate your shopping habits?

Yes No

 

Credit Canada, the operating name for Credit Counselling Service of Toronto, is a not-for-profit charitable service that has assisted thousands of people with credit counselling and debt management programs since 1966. Our agency is a Charter Member of Credit Counselling Canada, the Ontario Association of Credit Counselling Services and affiliated with the National Foundation for Consumer Credit (NFCC).