Get Out of Debt. Call Us at: 1 (800) 267-2272

Get A Free Debt Review
  • Call Us at: 1 (800) 267-2272
  • Get A Free Debt Review
  • Our History is Our Strength

    For more than 50 years, Credit Canada has helped millions of Canadians overcome debt problems and improve their personal money management skills.

    We've Helped

    2 Million+

    People Sleep Better At Night

    We've Resolved


    Of People's Debt

    We Have

    Over 50

    Years Of Service

    No One Can Claim More Years of Experience or Service

    Our experienced counsellors know all the ins and outs of debt problems and personal money management. And we’ve got simple, affordable options for you.

    Non-Profit Means Putting People First

    This year alone we will assist about 70,000 consumers through our credit counselling and educational services, which are available to all Canadians regardless of income level or employment status.

    As a non-profit agency, our mission is to put people first, and we have stood by that rule as we have grown from one small office in Toronto into a national organization. Today, our debt consolidation and financial education programs benefit individuals, families, and communities everywhere.


    Helping People Have a Better Life

    Aside from the free financial training built into our debt consolidation programs, we offer both free and affordable financial education services to individuals, organizations, businesses, and learning institutions.

    We help turn peoples’ lives around and appreciation of our services runs deep. Our many client reviews and client stories speak for themselves.

    Consolidate Your Debt

    Sponsorships & Special Projects

    Interested in sponsoring one of our programs? Contact Elena Jara at or call 416-228-2535.

    See Our Partnerships

    Capital One

    • Credit Education Week Platinum Sponsor

    RBC Royal Bank

    • Financial Coaching Series Sponsor
    • Credit Education Week Silver Sponsor

    Ontario Lottery and Gaming Corporation

    • Credit Education Week Silver Sponsor
    • Problem Gambling R&D Support

    TD Canada Trust

    • Credit Education Week Silver Sponsor

    BMO Financial Group

    • Credit Education Week Bronze Sponsor

    Harris and Partners

    • Credit Education Week Bronze Sponsor

    Meyers Norris Penny Limited

    • Credit Education Week Bronze Sponsor

    Student Awards

    • Credit Education Week Bronze Sponsor

    CAAMP ACCHA Foundation

    • Mortgage Coaching Sponsor
    • Credit Education Week Bronze Sponsor

    Government of Ontario

    • Newcomers & Money 101 Education Series

    Actors Fund of Canada

    • Client Care Counselling Services

    Hydro One

    • Customer Care Payment Program

    Seneca College

    • Financial Literacy Student Training

    Gambling Research Exchange of Ontario (GREO)

    • R&D Support for Mobile App

    Awards and Accreditations

    Averaging 10 years of experience in the field, each of our credit counsellors is rigorously trained and certified as an Accredited Financial Counsellor through the Association for Financial Counselling & Planning Education (AFCPE).

    Consumer Choice Award for Credit and Debt Counselling Services

    11-time Consecutive Winner of the Consumer Choice Award for Credit and Debt Counselling Services

    Our agency is an accredited member of Credit Counselling Canada (CCC), a national association of non-profit credit counselling services. As an accredited member of CCC, our agency must meet or exceed industry-wide standards for service delivery and integrity.

    Credit Canada’s credentials are backed up by the reviews we receive from our clients and our A+ rating from the Better Business Bureau. These achievements are further proof of our devotion to service excellence.


    Consumer Choice Award Winner

    Credit Canada is an 8-time winner of the Consumer Choice Award for credit and debt counselling.


    Credit Counselling Canada Accredited Member

    Credit Canada is an accredited non-profit member of Credit Counselling Canada.


    Better Business Bureau Accredited


    Accredited Financial Counsellors

    Our credit counsellors are certified as Accredited Financial Counsellors (AFCC) through the Association for Financial Counselling & Planning Education (AFCPE).

    Government and Industry Seek Our Advice

    Future-thinking leadership and vision at Credit Canada is further rounded out by our phenomenal Board of Directors, comprised of seasoned experts and industry professionals, freely sharing their diverse array of business, education and government experience to help uplift Canadians struggling with debt. Collectively, at every level of our agency, we hold fast to our mission and vision: To empower Canadians to lead healthy financial lives.

    Committed to Helping Others

    See what our client's are saying.

    I can say without a doubt that we could not have received better professional help than we did. If you are contemplating getting financial advise/ budget management skills, I highly recommend Credit Canada.

    - Vicram Singh

    I had a great service with Credit Canada. They really listened to our needs without judgement and found a solution and did not pressure us into anything. At the end of the day it was fully our choice and I appreciated that it didnt make us feel bad about our situation.

    - Stephanie B.

    I would highly recommend anyone with money management and debt concerns contact CCDS. As a non-profit with charitable status they offer honest advice and solutions that only benefit their clients.

    - Jared Davidson

    At a time when I was running out of options and looking for honest guidance..... CCDS was there. Everyone I've encountered here has exceeded my expectations.

    - Meaning Found