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Our History is Our Strength

For more than 50 years, Credit Canada has helped millions of Canadians overcome debt problems and improve their personal money management skills.

We've Helped

2 Million+

People Sleep Better At Night

We've Resolved

$350,057,597

Of People's Debt

We Have

Over 50

Years Of Service

No One Can Claim More Years of Experience or Service

Our experienced counsellors know all the ins and outs of debt problems and personal money management. And we’ve got simple, affordable options for you.

Non-Profit Means Putting People First

This year alone we will assist about 70,000 consumers through our credit counselling and educational services, which are available to all Canadians regardless of income level or employment status.

As a non-profit agency, our mission is to put people first, and we have stood by that rule as we have grown from one small office in Toronto into a national organization. Today, our debt consolidation and financial education programs benefit individuals, families, and communities everywhere.

Consolidate Your Debt

Helping People Have a Better Life

Aside from the free financial training built into our debt consolidation programs, we offer both free and affordable financial education services to individuals, organizations, businesses, and learning institutions.

We help turn peoples’ lives around and appreciation of our services runs deep. Our many client reviews and client stories speak for themselves.

Sponsorships & Special Projects

Interested in sponsoring one of our programs? Contact Elena Jara at ejara@creditcanada.com or call 416-228-2535.

Capital One

  • Credit Education Week Platinum Sponsor

RBC Royal Bank

  • Financial Coaching Series Sponsor
  • Credit Education Week Silver Sponsor

Ontario Lottery and Gaming Corporation

  • Credit Education Week Silver Sponsor
  • Problem Gambling R&D Support

TD Canada Trust

  • Credit Education Week Silver Sponsor

BMO Financial Group

  • Credit Education Week Bronze Sponsor

Harris and Partners

  • Credit Education Week Bronze Sponsor

Meyers Norris Penny Limited

  • Credit Education Week Bronze Sponsor

Student Awards

  • Credit Education Week Bronze Sponsor

CAAMP ACCHA Foundation

  • Mortgage Coaching Sponsor
  • Credit Education Week Bronze Sponsor

Government of Ontario

  • Newcomers & Money 101 Education Series

Actors Fund of Canada

  • Client Care Counselling Services

Hydro One

  • Customer Care Payment Program

Seneca College

  • Financial Literacy Student Training

Gambling Research Exchange of Ontario (GREO)

  • R&D Support for Mobile App

Awards and Accreditations

Averaging 10 years of experience in the field, each of our credit counsellors is rigorously trained and certified as an Accredited Financial Counsellor through the Association for Financial Counselling & Planning Education (AFCPE).

Consumer Choice Award for Credit and Debt Counselling Services

8-Time Consecutive Winner of the Consumer Choice Award for Credit and Debt Counselling Services

Our agency is an accredited member of Credit Counselling Canada (CCC), a national association of non-profit credit counselling services. As an accredited member of CCC our agency must meet or exceed industry-wide standards for service delivery and integrity.

Credit Canada’s credentials are backed up by the reviews we receive from our clients and our A+ rating from the Better Business Bureau. These recognitions are further proof of our devotion to service excellence.

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Consumer Choice Award Winner

Credit Canada is an 8-time winner of the Consumer Choice Award for credit and debt counselling.

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Credit Counselling Canada Accredited Member

Credit Canada is an accredited non-profit member of Credit Counselling Canada.

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Better Business Bureau Accredited

Credit Canada is recognized as a Better Business Bureau accredited credit counselling service.

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Accredited Financial Counsellors

Our credit counsellors are certified as Accredited Financial Counsellors (AFCC) through the Association for Financial Counselling & Planning Education (AFCPE).

Our CEO is a Financial Literacy Leader

Working towards improving Financial Literacy from coast to coast.

For the past 25 years, our CEO Laurie Campbell has played a key role in Credit Canada’s evolution and success. Her advice and opinions are often sought by the news media and industry stakeholders.

Laurie is a tireless consumer advocate widely known for her wisdom in matters of debt management, financial literacy, and fair play in the consumer marketplace.

While we devote much of our time to helping people solve debt problems, as Laurie emphasizes in her CEO’s Message, we are equally dedicated to helping all families and individuals develop critical life skills in financial management.

CEO's Message

Government and Industry Seek Our Advice

Laurie has filled a very important advisory role in numerous government and industry task force initiatives, devoted to improving financial literacy across Canada and enhancing existing consumer protection laws.

Future-thinking leadership and vision at Credit Canada is further rounded out by our phenomenal Board of Directors, comprised of seasoned experts and industry professionals, freely sharing their diverse array of business, education and government experience to help uplift Canadians struggling with debt. Collectively, at every level of our agency, we hold fast to our mission and vision: To empower Canadians to lead healthy financial lives.

Committed to Helping Others

See how we've helped others just like you.

Vicram Singh

Our contact person at Credit Canada was Randolph Taylor and I can say without a doubt that we could not have received better professional help than we did. Randolph has a very calm and assuring manner about him which put me and my wife at ease right from the start. He made it very easy for us to have what would have been an awkward and even an embarrassing conversation. Randolph is an extremely gifted listener, has an eye for detail and I trusted him from day one. Besides his personal traits and demeanour, Randolph has very sound knowledge of the industry. He was able to provide to us all the options available along with his suggestions based on his experience. If you are contemplating getting financial advise/ budget management skills, I highly recommend Credit Canada. I've only dealt with Randolph but if thats any indication of the rest of the team, you'll be in safe hands. Thanks for everything Randolph, my wife and I are very grateful.

Stephanie B.

I had a great service with Credit Canada. They really listened to our needs without judgement and found a solution and did not pressure us into anything. At the end of the day it was fully our choice and I appreciated that it didnt make us feel bad about our situation. Thank you again for your great help!

Jared Davidson

I would highly recommend anyone with money management and debt concerns contact CCDS. As a non-profit with charitable status they offer honest advice and solutions that only benefit their clients. No hidden agendas, very personable, and highly qualified.

Meaning Found

At a time when I was running out of options and looking for honest guidance in spring 2016, CCDS was there to explain the range of choices for me moving forward. Everyone I've encountered here has exceeded my expectations and is ready to continue working with me, a year later. If you've had financial problems, coming here will be one of your financial solutions.

Read Our Blog

Full of helpful articles about budgeting, saving, spending wisely and making room for the fun stuff (vacations, gifts, weddings).

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