For more than 50 years, Credit Canada has helped millions of Canadians overcome debt problems and improve their personal money management skills.
Our experienced Credit Counsellors know all the ins and outs of debt problems and personal money management. And we offer simple, affordable options for everyone.
This year alone we will assist about 70,000 consumers through our credit counselling and educational services, which are available to all Canadians regardless of income level or employment status.
As a non-profit agency, our mission is to put people first, and we have stood by that rule as we have grown from one small office in Toronto into a national
Aside from the free financial training built into our debt consolidation programs, we offer both free and affordable financial education services to individuals, organizations, businesses, and learning institutions.
We help turn peoples’ lives around and appreciation of our services runs deep. Our many client reviews and client stories speak for themselves.
Credit Canada has worked with community agencies, financial stakeholders, and the Government of Ontario on targeted projects and financial literacy initiatives that address specific financial difficulties faced by Canadians, from credit building and fraud prevention to helping Canadians keep their heat on during winter.
Capital One
RBC Royal Bank
Ontario Lottery and Gaming Corporation
TD Canada Trust
BMO Financial Group
Harris and Partners
Meyers Norris Penny Limited
Student Awards
CAAMP ACCHA Foundation
Government of Ontario
Actors Fund of Canada
Hydro One
Seneca College
Gambling Research Exchange of Ontario (GREO)
Averaging 10 years of experience in the field, each of our Credit Counsellors undergoes rigorous training and is certified as an Accredited Financial Counsellor through the Association for Financial Counselling & Planning Education (AFCPE).
Our agency is an accredited member of Credit Counselling Canada (CCC), a national association of non-profit credit counselling services. As an accredited member of CCC, our agency must meet or exceed industry-wide standards for service delivery and integrity.
Credit Canada’s credentials are backed up by the reviews we receive from our clients and our A+ rating from the Better Business Bureau. These achievements are further proof of our devotion to service excellence.
Consumer Choice Award Winner
Credit Canada is an 8-time winner of the Consumer Choice Award for credit and debt counselling.
Credit Counselling Canada Accredited Member
Credit Canada is an accredited non-profit member of Credit Counselling Canada.
Better Business Bureau Accredited
Credit Canada is recognized as a Better Business Bureau accredited credit counselling service.
Accredited Financial Counsellors
Our credit counsellors are certified as Accredited Financial Counsellors (AFCC) through the Association for Financial Counselling & Planning Education (AFCPE).
Future-thinking leadership and vision at Credit Canada is further rounded out by our phenomenal Board of Directors, comprised of seasoned experts and industry professionals, freely sharing their diverse array of business, education and government experience to help uplift Canadians struggling with debt. Collectively, at every level of our agency, we hold fast to our mission and vision: To empower Canadians to lead healthy financial lives.
See what our
I can say without a doubt that we could not have received better professional help than we did. If you are contemplating getting financial advise/ budget management skills, I highly recommend Credit Canada.
- Vicram Singh
I had a great service with Credit Canada. They really listened to our needs without judgement and found a solution and did not pressure us into anything. At the end of the day it was fully our choice and I appreciated that it didnt make us feel bad about our situation.
- Stephanie B.
I would highly recommend anyone with money management and debt concerns contact CCDS. As a non-profit with charitable status they offer honest advice and solutions that only benefit their clients.
- Jared Davidson
At a time when I was running out of options and looking for honest guidance..... CCDS was there. Everyone I've encountered here has exceeded my expectations.
- Meaning Found
Full of helpful articles about budgeting, saving, spending wisely and making room for the fun stuff (vacations, gifts, weddings).