Our History is Our Strength

For more than 50 years, Credit Canada has helped millions of Canadians overcome debt problems and improve their personal money management skills.

We've Helped

2 Million+

People Sleep Better At Night

We've Resolved


Of People's Debt

We Have

Over 50

Years Of Service

No One Can Claim More Years of Experience or Service

Our experienced Credit Counsellors know all the ins and outs of debt problems and personal money management. And we offer simple, affordable options for everyone.

Non-Profit Means Putting People First

This year alone we will assist about 70,000 consumers through our credit counselling and educational services, which are available to all Canadians regardless of income level or employment status.

As a non-profit agency, our mission is to put people first, and we have stood by that rule as we have grown from one small office in Toronto into a national organization. Today, our debt consolidation and financial education programs benefit individuals, families, and communities everywhere.


Helping People Have a Better Life

Aside from the free financial training built into our debt consolidation programs, we offer both free and affordable financial education services to individuals, organizations, businesses, and learning institutions.

We help turn peoples’ lives around and appreciation of our services runs deep. Our many client reviews and client stories speak for themselves.

Consolidate Your Debt

Partnerships & Special Projects

Credit Canada has worked with community agencies, financial stakeholders, and the Government of Ontario on targeted projects and financial literacy initiatives that address specific financial difficulties faced by Canadians, from credit building and fraud prevention to helping Canadians keep their heat on during winter.

See Our Partnerships

Capital One

  • Credit Education Week Platinum Sponsor

RBC Royal Bank

  • Financial Coaching Series Sponsor
  • Credit Education Week Silver Sponsor

Ontario Lottery and Gaming Corporation

  • Credit Education Week Silver Sponsor
  • Problem Gambling R&D Support

TD Canada Trust

  • Credit Education Week Silver Sponsor

BMO Financial Group

  • Credit Education Week Bronze Sponsor

Harris and Partners

  • Credit Education Week Bronze Sponsor

Meyers Norris Penny Limited

  • Credit Education Week Bronze Sponsor

Student Awards

  • Credit Education Week Bronze Sponsor

CAAMP ACCHA Foundation

  • Mortgage Coaching Sponsor
  • Credit Education Week Bronze Sponsor

Government of Ontario

  • Newcomers & Money 101 Education Series

Actors Fund of Canada

  • Client Care Counselling Services

Hydro One

  • Customer Care Payment Program

Seneca College

  • Financial Literacy Student Training

Gambling Research Exchange of Ontario (GREO)

  • R&D Support for Mobile App

Awards and Accreditations

Averaging 10 years of experience in the field, each of our Credit Counsellors undergoes rigorous training and is certified as an Accredited Financial Counsellor through the Association for Financial Counselling & Planning Education (AFCPE).

Consumer Choice Award for Credit and Debt Counselling Services

13-time Consecutive Winner of the Consumer Choice Award for Credit and Debt Counselling Services

Our agency is an accredited member of Credit Counselling Canada (CCC), a national association of non-profit credit counselling services. As an accredited member of CCC, our agency must meet or exceed industry-wide standards for service delivery and integrity.

Credit Canada’s credentials are backed up by the reviews we receive from our clients and our A+ rating from the Better Business Bureau. These achievements are further proof of our devotion to service excellence.


Consumer Choice Award Winner

Credit Canada is an 8-time winner of the Consumer Choice Award for credit and debt counselling.


Credit Counselling Canada Accredited Member

Credit Canada is an accredited non-profit member of Credit Counselling Canada.


Better Business Bureau Accredited


Accredited Financial Counsellors

Our credit counsellors are certified as Accredited Financial Counsellors (AFCC) through the Association for Financial Counselling & Planning Education (AFCPE).

Our Vision and Mission

Future-thinking leadership and vision at Credit Canada are further rounded out by our phenomenal Board of Directors, comprised of seasoned experts and industry professionals, freely sharing their diverse array of business, education, and government experience to help uplift Canadians struggling with debt. Collectively, at every level of our agency, we hold fast to our vision and mission: We are Canada's leaders in credit counselling, transforming the way people use credit, and we help people get out of debt so they can get back to life. 

For more information on how Credit Canada lives out this mission, please visit our Annual Report.

Committed to Helping Others

See what our client's are saying.

I can say without a doubt that we could not have received better professional help than we did. If you are contemplating getting financial advise/ budget management skills, I highly recommend Credit Canada.

- Vicram Singh

I had a great service with Credit Canada. They really listened to our needs without judgement and found a solution and did not pressure us into anything. At the end of the day it was fully our choice and I appreciated that it didnt make us feel bad about our situation.

- Stephanie B.

I would highly recommend anyone with money management and debt concerns contact CCDS. As a non-profit with charitable status they offer honest advice and solutions that only benefit their clients.

- Jared Davidson

At a time when I was running out of options and looking for honest guidance..... CCDS was there. Everyone I've encountered here has exceeded my expectations.

- Meaning Found