And it truly does. Your credit score can mean the difference between buying a home (or not) and in some cases, even getting a job.
So what’s the big deal about credit scores and why are credit scores important? Well, the big deal is that your credit score communicates a lot about you to very important people, such as:
Your credit score can determine whether or not you get:
That’s right, three digits in the range of 300 to 900 can determine the options you have for those things that are most important to your daily life!
Repayment Habits Are Crucial for A Good Credit Score.
In your credit
It’s important to pull your credit report at least once a year to know where you stand, credit-wise, especially when you consider how much power your credit score has over major events in your life, such as buying a home, a car, or paying for your education.
You can contact Equifax or TransUnion to get a copy of your credit report, but it typically doesn't include your credit score. In some cases, you may have to pay extra for that. Or you can get your credit score for free during a free with us.
If you have a recent copy of your credit report and there are credit items that are either in collections or you're having difficulty paying, you can fill out our Free Debt Assessment form or call us 1.800.267.2272 to book a free counselling session with one of our certified Credit Counsellors.
They will review any debts you owe, as well as your monthly expenses, and then discuss different options you might have
Our certified Credit Counsellors can give you the custom advice you need to start building your credit and increasing your credit score.
No matter where you're headed in life, chances are, you'll need the credit to get there. Our credit building counselling is designed to help you build your credit so you can achieve your goals.
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