And it truly does. Your credit score can mean the difference between getting a home (or not) and in some cases, even getting a job.
So what’s the big deal about credit scores and why are credit scores important? Well, the big deal is that your credit score communicates a lot about you to very important people, such as:
Your credit score can determine whether or not you get:
That’s right, three digits in the range of 300 to 900 can determine the options you have for those things that are most important to your daily life!
Repayment Habits Are Crucial to A Good Credit Score.
In your credit
It’s important to pull your credit report at least once a year to know where you stand, credit-wise, especially when you consider how much power your credit score has over major events in your life, such as buying a home, a car, or paying for your education.
You can contact Equifax or TransUnion to get a copy of your credit report, but it won't include your score. You'll have to pay extra for that. Or you can get your credit score for free during a with us.
If you have a recent copy of your credit report and there are credit items in there that are either in collections or you're having difficulty paying, you can fill out our Free Debt Assessment or call us 1.800.267.2272 to book a free appointment with one of our certified credit counsellors.
They will review any debts you owe, as well as your monthly expenses, and then discuss different options you might have
Introducing Credit Canada's Credit Building Program!
No matter where you're headed in life, chances are, you'll need the credit to get there. Our Credit Building Program is designed to help you build your credit so you can achieve your life's goals.
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Start rebuilding your credit and increasing your score today!