Getting in Control of Your Debt
Your credit
You’ll walk away from the financial assessment feeling a sense of control. You’ll know what the problem is, and you’ll know how to fix it. You’ll even know when you’ll be debt-free – and you’ll finally be able to believe it’s
Step Three: Money Management
Our credit counsellors are here to help make sure that what led you to debt problems never becomes an issue again. They’re here to teach you money management skills that will help you for a lifetime.
Get Back on Track to a Better Life
Some people get into debt problems for reasons that are utterly beyond their control. For the most part, the cause of serious debt issues is simply that people aren't given the right tools for smart money management.
Most people have never been taught how to create and stick to a budget. Very few have been taught why and how to build savings or create a safety net. And almost no one has actually calculated the true cost of owning and using a credit card when you intend to carry a balance.
Start Enjoying the Debt-Free Life
Your credit counsellor will assist you in creating a household budget that works for you, your family, and your income, including setting aside money for your debts and for your future. We’ll talk about your goals in life, as well as your priorities for the future, and we’ll show you how your current income can support those goals with a little planning and forethought.
You’ll also learn how to encourage yourself to keep moving forward, even when it’s difficult. There's immense reward for doing so, and we’ll help you keep your eye on the prize so you can enjoy a debt-free, fulfilling life.
