Meet Our Management

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Bruce Sellery
Chief Executive Officer

I lead the team of experienced, compassionate and committed people who work with thousands of clients every year to help them get out of debt.  My ...

Bruce Sellery

I lead the team of experienced, compassionate and committed people who work with thousands of clients every year to help them get out of debt.  My early career was in marketing at Procter & Gamble.  Then I moved to business journalism, as an anchor at BNN Bloomberg.  But I found my true passion for helping people get a handle on their money, as a financial coach and workshop leader, author of two bestselling books, and as a Money Columnist for Cityline, CBC Radio and MoneySense.  

My husband and I are proud parents to a teen, and in my spare time, I love to hike, cook, and watch Schitt’s Creek on Netflix.  (Plus, I have a ridiculous memory for Broadway musical trivia.  Try me.)

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Vickram Agarwal
Chief Marketing Officer

A third-culture kid, I was born in India, raised in the middle east, educated in the UK and now live in glorious Canada.  I started my career with ...

Vickram Agarwal

A third-culture kid, I was born in India, raised in the middle east, educated in the UK and now live in glorious Canada. 

I started my career with General Motors and have spent the bulk of my working life as a digital and technology entrepreneur. My deep desire to make an impact led me to Credit Canada where I work with incredible humans to positively impact the lives of Canadians.

My wife, daughter and I love to cook, have daily dance parties, and do family cuddles - we truly are the dream team. I am always learning, love spending time on the water and have been raising a poinsettia for over three years.

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Mary-Anne Beatty
Chief Financial Officer

I’m a mother of three (if we count my Britany Spaniel), an amateur baker and an experienced CPA in the non-profit sector. I joined Credit Canada to ...

Mary-Anne Beatty

I’m a mother of three (if we count my Britany Spaniel), an amateur baker and an experienced CPA in the non-profit sector. I joined Credit Canada to help support the organization’s financial health and stability, ensure regulatory compliance, and provide transparent reporting to its stakeholders.

I love spending time with my adult children (and their dogs), watching The Bachelor and creating spreadsheets.

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Keith Emery
Chief Operating Officer

My experience in the credit counselling industry spans over two decades, and I have appeared as an industry expert on various news media including ...

Keith Emery

My experience in the credit counselling industry spans over two decades, and I have appeared as an industry expert on various news media including BNN, CTV, CityNews, and the CBC.  I am the Board Chair for CPR, a leading IT solutions provider in the credit counselling industry and a former Advisory Council Member of Credit Counselling Canada.  I love working for an organization that shares my passion for financial health and helping others.

In my spare time, I love coaching rep soccer, reading history novels, doing home renovations and travelling with my family.

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Sandy Brown
Finance Manager

I’m a mother of 3 boys and I have a wonderful husband and a standard poodle. My passion has always been to help people in different aspects of their ...

Sandy Brown

I’m a mother of 3 boys and I have a wonderful husband and a standard poodle. My passion has always been to help people in different aspects of their life. Working in the finance departments of numerous charities has brought me on my journey to Credit Canada. I joined Credit Canada to help people get out of debt and get back into life. I enjoy exercising, reading, hiking with my dog, and spending time with my family and friends.
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Tanvi Chitnis
Digital Strategist

I’m a cat mother, a baker and a hiker, amongst other things. I’m also Credit Canada’s Digital Strategist and have been with the agency since 2021. I ...

Tanvi Chitnis

I’m a cat mother, a baker and a hiker, amongst other things. I’m also Credit Canada’s Digital Strategist and have been with the agency since 2021. I have previously worked as a social media marketing specialist in various industries from sports to telecom and I transitioned into the role of a digital strategist. My purpose in life has always been to help those in need and I am fulfilling that purpose through my work here at Credit Canada. I truly believe and am committed to the mission of getting people out of debt to help them get back to life.

In my spare time, you’ll always find me outdoors exploring, cooking new recipes and volunteering at the local cat rescue.

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Craig Hunter
IT Manager

I’m the IT Manager, Privacy Officer, and Health and Safety officer. I’ve been with Credit Canada for 20+ years working in various roles in Project ...

Craig Hunter

I’m the IT Manager, Privacy Officer, and Health and Safety officer. I’ve been with Credit Canada for 20+ years working in various roles in Project Management and IT. I’m proud to work for a company that considers itself Canada’s leader in credit counselling, transforming the way people use credit. 

I enjoy B-movies and Hardboiled crime fiction, nightly walks, working out at the gym, and growing vegetables in my garden.

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Becky Western-Macfayden
Project Manager

I started my credit counselling career in 1997.  For 21 of those years, I worked as a credit counsellor with the Niagara agency and then moved into ...

Becky Western-Macfayden

I started my credit counselling career in 1997.  For 21 of those years, I worked as a credit counsellor with the Niagara agency and then moved into the Executive Director position in 2018.  In 2019 we joined Credit Canada where I entered back to credit counselling for a year, and then in 2020 moved into the position of Project Manager. As a counsellor, I truly appreciated being able to counsel individuals to get out of debt and get back to life. Now as Project Manager I thoroughly enjoy organizing projects for Credit Canada and seeing them flourish for the benefit of our clients.


I have an incredible blended family and love spending time with them.  I enjoy running, reading, and secretly watching sci-fi and Marvel movies.

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Adriana Molina
Education Manager

I’m an experienced education and communications manager with a passion for creative content development, innovative education programs, and building ...

Adriana Molina

I’m an experienced education and communications manager with a passion for creative content development, innovative education programs, and building community partnerships that have a positive impact on people's lives. I entered the world of non-profit Credit Counselling/Finance to help people get out of debt and get back into life. I have over 9 years of experience in doing so. I lead an amazing team of education facilitators who have invested thousands of hours providing expert knowledge, guidance and support to community groups and organizations with specialized care and compassion.

I enjoy yoga & the outdoors in my free time. I also love animals, anything supernatural, Missing 411 stories, Unsolved Mysteries, and all things Ru Paul’s Drag Race – Yasss Queen, werk!

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Gursharon Singh
Client Experience Manager

As Credit Canada’s Client Experience Manager, I am focused on helping people feel empowered to take control of their finances and debt. During my 14 ...

Gursharon Singh

As Credit Canada’s Client Experience Manager, I am focused on helping people feel empowered to take control of their finances and debt. During my 14 years in the industry, I’ve talked one-on-one to thousands of Canadians about their money and debt and can safely say that there is always a solution. 

In my spare time, I am a cat enthusiast who loves to cook and do yoga.

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Paulette Thompson
Counsellor Manager

I manage our team of fabulous Credit Counsellors, keeping them motivated to help people get out of debt and back into life.  I’m also an experienced ...

Paulette Thompson

I manage our team of fabulous Credit Counsellors, keeping them motivated to help people get out of debt and back into life.  I’m also an experienced Credit Counsellor and have helped thousands of clients consolidate their debts and successfully manage their finances. I began my career with Credit Canada in 2001 and have loved every minute of it! 

I enjoy travelling in Canada, sweater weather and all things Christmas!

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David Timchuck
Client Services Manager

I’m Credit Canada’s Client Services Manager. I have worked at the agency for 10+ years and have the pleasure of leading our administrative team to ...

David Timchuck

I’m Credit Canada’s Client Services Manager. I have worked at the agency for 10+ years and have the pleasure of leading our administrative team to ensure our clients receive strong, transparent, and friendly support. Before working at Credit Canada, I taught Quantitative Methods Business Statistics as a teaching assistant. Fun? I know! 

Outside work, I enjoy baseball, street photography, and creative writing.

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