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Meet Our Credit Counsellors

At Credit Canada, we simply couldn't do what we dohelp people get out of debt and improve their lives—without our fantastic counsellors. Explore their profiles below and learn why people trust them to help achieve their financial goals.

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Karina Arancibia

Hi, I'm Karina! I am a Senior Counsellor at Credit Canada and have been happily employed here since 1993. I sincerely love helping my clients achieve ...

Karina Arancibia

Hi, I'm Karina! I am a Senior Counsellor at Credit Canada and have been happily employed here since 1993. I sincerely love helping my clients achieve their financial goals. I believe my strength as a counsellor is a true empathy for the well-being of others. I always take the time to understand my clients and focus on empowering their strengths. I strongly believe in personal growth and use my knowledge and experience of the credit counselling industry to help others achieve financial wellness and freedom. 

Awards & Accreditations:

  • President’s Award for Excellence in 2008
  • Bankruptcy and Insolvency Act (BIA) certified
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Doris Asiedu

Hello, I'm Doris. Nice to meet you! I've been helping people through credit counselling at Credit Canada since 2006. I can confidently say that I'm ...

Doris Asiedu

Hello, I'm Doris. Nice to meet you! I've been helping people through credit counselling at Credit Canada since 2006. I can confidently say that I'm very professional and knowledgeable in my field. I'm extremely compassionate, calm, easy to talk to and able to connect with a diverse client base from all walks of life who are facing unique financial challenges. 

My passion is to help people—and their families—reach their financial goals and achieve independence because their financial stability affects not only their families but also the community in which they live. My top priority is to provide the people I help with the resources and support they need to build a financially healthy life and future.

Awards & Accreditations:

  • Accredited Financial Counsellor (AFCC)
  • Bankruptcy and Insolvency Act (BIA) Certified
  • Social Services Worker Diploma. 
Helen Ramlal

Helen Ramlal

I'm Helen, a Senior Credit Counsellor and Financial Coach at Credit Canada Debt Solutions, where I've worked since 1999.  I've been told that my kind ...

Helen Ramlal

I'm Helen, a Senior Credit Counsellor and Financial Coach at Credit Canada Debt Solutions, where I've worked since 1999. 

I've been told that my kind and understanding demeanor helps put my clients’ worries immediately at ease. I always have their best interests at heart. I also tend to exceed clients’ expectations with my customer service skills and expert advice based on real results. 

I truly enjoy helping clients plan (and achieve) a debt-free future. I do this by creating a safe place where people can start rebuilding their lives and their future based on smart spending habits, wise money management, and insider industry know-how.

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC)
  • Bankruptcy and Insolvency Act (BIA) certified
Randolph Taylor

Randolph Taylor

Hi there! I'm a Senior Credit Counsellor and Financial Coach at Credit Canada. I'm extremely proud and humbled to be known around here as a "fan ...

Randolph Taylor

Hi there! I'm a Senior Credit Counsellor and Financial Coach at Credit Canada.

I'm extremely proud and humbled to be known around here as a "fan favourite". Since starting my career at Credit Canada in 2002, I have literally handled thousands of cases,all of which I start with being a good listener. My calm and reassuring demeanor helps put my clients' worries at ease, and my industry knowledge might make me an expert, but my true strength is understanding where my clients are truly coming from. As a family-man myself, with three kids of my own, I understand the struggles many families face every day to make ends meet. I want every single one of my clients to regain the confidence, courage and skills they need to handle any financial hurdle that might come their way.

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC)
  • Bankruptcy and Insolvency Act (BIA) certified
  • Completed studies in Canadian Securities (CSC)
  • President’s Award for Excellence in 2010
  • Featured in The Toronto Star
Kerri-Barreca

Kerri Barreca

Hi, I'm Kerri. I am Credit Canada's in-house French-speaking expert, routinely handling all of our francophone clients’ financial and money ...

Kerri Barreca

Hi, I'm Kerri. I am Credit Canada's in-house French-speaking expert, routinely handling all of our francophone clients’ financial and money management needs. Clients tend to appreciate my approachable, sympathetic nature and my sincere concern for their well-being. I like to take the extra time and special care in guiding my client's step by step through the process of whatever debt solution they choose putting to rest any worries or questions they might have as they come up. I try to be informative and efficient because I just love seeing the great sense of relief and the renewed perspective on life even just after just ONE counselling session!

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC)
  • Bankruptcy and Insolvency Act (BIA) certified.
Josie D’Addario

Josie D’Addario

Hello, Josie here! I've been with the agency since 1999 and am a Certified Credit Counsellor and Financial Coach. People know me to be a good ...

Josie D’Addario

Hello, Josie here! I've been with the agency since 1999 and am a Certified Credit Counsellor and Financial Coach.

People know me to be a good listener; someone who is personable, knowledgeable and non-judgmental. I'm the best friend you can talk to about money who won’t judge you. I always provide my clients with expert financial advice, as well as their best options when it comes to dealing with whatever financial issues they might be facing. I work very hard to earn my clients’ trust because I understand the work it takes people to rebuild their financial lives. 

I always will go above and beyond for my clients because their financial goals become my goals, and I won't give up until they achieve them.

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC) designation
  • Bankruptcy and Insolvency Act (BIA) certified

 

Sandy-Daykin

Sandy Daykin

Hello! I'm Sandy, a Credit Counsellor at our Barrie office location where I've worked since 2006. I'm very community-oriented, actively serving the ...

Sandy Daykin

Hello! I'm Sandy, a Credit Counsellor at our Barrie office location where I've worked since 2006. I'm very community-oriented, actively serving the Simcoe County community and surrounding areas—including Orillia, Midland, Penetanguishene, Collingwood, Elmvale, Wasaga Beach and Stayner—through the provision of financial literacy workshops and seminars. I focus on community outreach to keep up to date on issues affecting my clients, and I'm dedicated to assisting people based on their individual needs and personal situations. I've been known to tell my clients, “The plan for this appointment is to leave with a plan,” and every single one of them do!

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC) 
  • Bankruptcy and Insolvency Act (BIA) certified
  • President’s Award for Excellence in 2014
Anna-Gugliemi

Anna Gugliemi

I'm Anna. Nice to meet you! I’ve been with the agency since 2005, where I serve as a Credit Counsellor and Financial Coach. I love working with ...

Anna Gugliemi

I'm Anna. Nice to meet you! I’ve been with the agency since 2005, where I serve as a Credit Counsellor and Financial Coach.

I love working with clients to help them reach their financial goals and remove the stress of debt from their lives. I pride myself on combining my knowledge, compassion, and honesty to provide the best advice possible for my client's individual personal situation. I've also been told that people enjoy talking to me because they don't feel pressured or judged and my optimistic nature helps my client's to feel at ease. My goal is for my clients to succeed, as I can't succeed until they do (and I really like to succeed).

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC),
  • Bankruptcy and Insolvency Act (BIA) certified

 

 

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Chantelle Magee

Hi! I'm Chantelle. I've been working with Credit Canada for over ten years. As a certified credit counsellor, I have experience dealing with the many ...

Chantelle Magee

Hi! I'm Chantelle. I've been working with Credit Canada for over ten years. As a certified credit counsellor, I have experience dealing with the many causes of debt. I have a special interest and skill set for dealing with student loan debt and working with those who are dealing with the financial difficulties that Canadians face after a job loss. 

I've been told that I'm easy going and easily approachable. I'm very committed to helping people resolve money management issues and allow them to live a financially stress-free life.

Awards & Accreditations:

  • Accredited Financial Counsellor (AFCC)
  • Bankruptcy and Insolvency Act (BIA) Certified
Christopher Northey

Christopher Northey

Hello! I'm Christopher, a Credit Counsellor at our Oshawa office location. I work hard to consistently provide my clients with timely and ...

Christopher Northey

Hello! I'm Christopher, a Credit Counsellor at our Oshawa office location. I work hard to consistently provide my clients with timely and professional financial help no matter what the situation may be. I'm friendly, respectful and honest. I've been told by my clients that I'm a great listener, which ensures that I'm able to give sound advice. I understand that discussing finances with a stranger can be difficult and sometimes embarrassing, so I make it my first priority to eliminate any negativity and focus on providing solutions for everyone.

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC)
  • Bankruptcy and Insolvency Act (BIA) certified
Connie-Cossio

Connie Cossio

Hello, I'm Connie. Before joining Credit Canada, I obtained a lot of my experience, knowledge and money management skills throughout my extensive ...

Connie Cossio

Hello, I'm Connie. Before joining Credit Canada, I obtained a lot of my experience, knowledge and money management skills throughout my extensive career in the financial services industry.  I have held many different roles within financial institutions. Experience in Wealth Management, Financial Planning Assistant, Estate and Trust Administrator.  I know the ins and outs of the credit industry and I am able to objectively provide people with options to help them deal with their debts and achieve their financial goals. 

I truly believe in what we can do at Credit Canada. I care about the people I help, and I am dedicated to making a difference in the lives of the people that we serve. 

Awards & Accreditations:

  • Accredited Financial Counsellor (AFCC)
  • Bankruptcy and Insolvency Act (BIA) Certified
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Jean Riddell

Hi, I'm Jean, a Credit Counsellor at the Credit Canada Barrie location and I've been with the agency since 2003.  I really enjoy building strong ...

Jean Riddell

Hi, I'm Jean, a Credit Counsellor at the Credit Canada Barrie location and I've been with the agency since 2003. 

I really enjoy building strong relationships with my clients, who tell me that I'm very compassionate, friendly, and patient. I will not only present yout with all of their available options but also will make sure you feel comfortable with whatever decision you make regarding your finances and debt. I stand up for every one of my clients and will do everything I can to help alleviate any stress they might be facing, whether that means giving you the right words of encouragement or finding creative ways to balance your budgets. I ensure all of my clients have a clear understanding of where they stand and their next best steps to eliminating debt.

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC)
  • Bankruptcy and Insolvency Act (BIA) certified
Sandra Sherk

Sandra Sherk

Hi, I'm Sandra. I'm one of Credit Canada's in-house Counsellors at our Oshawa office location. For over 36 years I have been helping people and their ...

Sandra Sherk

Hi, I'm Sandra. I'm one of Credit Canada's in-house Counsellors at our Oshawa office location. For over 36 years I have been helping people and their families by making sure they have a budget that allows them to keep up with payments and still put food on the table. In fact, I routinely check up on my clients to see how well they are able to manage their day-to-day expenses with their new budget and slowly start rebuilding their financial lives. I'm told that I'm  approachable, non-judgemental and I treat everyone with respect. My tough but fair attitude ensures my clients get the right support they need to succeed in their repayment programs.

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC)
  • Bankruptcy and Insolvency Act (BIA) certified. 
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Cathy Plowman

I am a weightlifter and I'm proud to say that I consistently lift the weight off my client’s shoulders in as little as a single appointment. I'm told ...

Cathy Plowman

I am a weightlifter and I'm proud to say that I consistently lift the weight off my client’s shoulders in as little as a single appointment. I'm told that I'm very understanding, and make the repayment process easy and painless for my clients. I'm an expert at bringing more ease into my people's lives through smart money management, creating effective spending plans, and my expert negotiation skills when dealing with creditors. I enjoy making sure that my clients feel comfortable and I works very hard to build a professional support system based on mutual respect and trust.

Awards & Accreditations:

  • Accredited Financial Counsellor Canada (AFCC) Designation
  • Bankruptcy and Insolvency Act (BIA) Certification

We can't wait to help you achieve your financial goals.

Start here with a Free Debt Assessment from one of our counsellors.

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