Advantages of a Debt Consolidation Program
Look Forward to Brighter Days
- Lower monthly payments you can afford, and consolidated debt that can typically be paid within 36 to 48 months.
- Reduced interest on your debt, saving you money – often hundreds and even thousands of dollars over time.
- A simple monthly payment process managed by a qualified professional who sticks with you every step of the way.
- Avoid insolvency, including bankruptcy and consumer proposal, which can severely limit your financial future.
Take command of your money through a positive attitude and powerful tools!
Am I Eligible for a Debt Consolidation Program?
Debt help is available to anyone in Canada who is stressed about credit card bills, personal loans, payday loans, etc.
Everyone is Welcome
If your monthly debt payments – not counting mortgage or rent – are higher than 20 percent of your income, this is a sign that you could be in financial trouble. At Credit Canada Debt Solutions, we welcome anyone who needs advice on how to handle money and reduce or eliminate debt.
Our clients come from all walks of life and you are eligible for help regardless of your income level or employment status. There’s no pressure or judgment and everything we do for you is confidential.
Once we understand your situation, you can either enroll
It's Not Complicated
Paying down debt through a DCP might be something that suits you. It’s not a complicated process because you’ve got a qualified credit
Meanwhile, a system is set up for convenient monthly payments that are fully secure and fully tracked. But these steps don’t tell the whole story about this debt solution. A Debt Consolidation Program offered through Credit Canada Debt Solutions also includes valuable financial advice and tools.
You acquire new money management skills that can last a lifetime. You discover how to create a personal monthly budget to control and track spending. You set financial goals that you can reach. And you learn to view money positively and to make it work for you.
What Will My Life Look Like On A Debt Consolidation Program?
Hopes & Dreams Realized
Credit
- Dreams
like owning your own home, having nice things, and can come true.travelling to exotic places - Hopes to put your kids through school, and retire in comfort can be realized.
- Worry, anger
and grief about money can disappear. - Living comfortably and realizing your dreams are the true benefits of credit
counselling.
It’s not just about crunching numbers. It’s about understanding why you treat money the way you do. It’s about becoming money wise and using financial tools that put you in control of your own destiny.
Eliminating Debt Just Makes Life Better
Solving debt troubles through a Debt Consolidation Program just makes life better. But you must have a real desire to improve your life through discipline. You will never be asked to pay more toward your debts than you can afford. But you have to stick to the program and make an honest effort to practice the money skills you learn through it.
If you are dedicated, all kinds of good things can happen. Your stress about money disappears. You start spending wisely and save. You strengthen your spirit by setting and achieving goals. Above all, your outlook about money becomes positive and you feel strong facing life day to day.
We’re not saying there won’t be any pain along the way. Clearing financial hurdles can take time. Getting rid of bad money habits takes work. But in the end it’s worth it. You come away on solid ground, ready to start building good credit and a future full of possibilities.
