We’ve all made some money decisions we regret. We’re human after all. But sometimes we think about what we could have done differently if we had a second chance. It’s only in hindsight that we really understand the impact of those decisions.
It’s easy to put off something in the future, something that will pay off years from now, when there are bills to pay today. But what if the biggest problem isn’t really about money, discipline, or willpower? What if it’s because we don’t feel connected to Future You, to the person we’re making those decisions for?
Join Credit Canada CEO and personal finance expert Bruce Sellery, along with Hal Hershfield, UCLA professor, behavioural science researcher, and author of Your Future Self, to explore why this happens and the research-backed ways to change it. They’ll unpack the psychology behind our relationship with our future selves, why it’s so hard to prioritize tomorrow over today, and how a stronger connection with Future You can change the way you think about money.
In this 60-minute conversation, we’ll explore:
📣 Bonus: We’ll wrap up with a live Q&A, giving you the chance to ask Bruce and Hal your questions about the psychology of money, future planning, and building better financial habits.
Whether you’re trying to get out of debt, start saving, or feel more confident about your financial future, taking one small action today is a decision your Future You will thank you for.
If you’re feeling overwhelmed by debt or unsure how to move forward financially, you don’t have to figure it out alone. Speak with one of Credit Canada’s certified Credit Counsellors at 1 (800) 267-2272 or chat with Mariposa, our AI-powered debt management agent, any time. It’s free, confidential, and judgment-free.
Bruce Sellery is a personal finance expert and the CEO of Credit Canada, the first and longest-standing non-profit credit counselling agency in the country. He appears regularly on Breakfast Television, has a national money column for CBC Radio, and is a regular financial contributor to Cityline. He hosts the Moolala: Money Made Simple podcast, the weekly Moolala radio show on SiriusXM, and speaks at events from coast to coast. He’s also the author of the Globe & Mail bestseller, Moolala: Why Smart People Do Dumb Things with Their Money (and What You Can Do About It) and The Moolala Guide to Rockin' Your RRSP.
Hal Hershfield is the Roger A. Enrico Professor of Marketing at UCLA Anderson School of Management, author, and host of The Behavioral Divide. He is the leading researcher in behavioural science whose work explores how people think about their future selves and how those perceptions influence decisions today. His research on future-self continuity examines why we can feel disconnected from the people we’ll become, helping explain why long-term goals can be difficult to prioritize over immediate rewards. In his book Your Future Self: How to Make Tomorrow Better Today, he brings together research and practical strategies to help people strengthen that connection and make decisions that support their long-term well-being.
