Give your community the knowledge they need to make informed financial decisions.
As Canada’s first and longest-standing non-profit credit counselling agency, our expert facilitators have the experience to break down complex money topics into clear, practical advice that empowers participants to take control of their finances.
Request a SessionThe Money Mindset Masterclass is an interactive webinar with a proven approach to help you get unstuck and take charge of your money. Our new Masterclass was created for Canadians who want to feel more in control of their money but find it overwhelming and confusing.
This motivational and practical session is built around our proven 5-step approach to personal money management. Participants will reflect on their financial priorities, build awareness of spending behaviours, and walk away with concrete strategies to manage their money with purpose.
This masterclass is for adults needing mindset and behaviour support and is 90 minutes long (also available in a 1-hour version if needed).
Audience: Students, clients, program participants, community members
Duration: 2 hours (also available in a 1-hour version if needed)
Description: This foundational webinar equips participants with the essential knowledge and tools to take control of their finances. Through practical, real-life insights, they will learn to build a sustainable spending plan, use credit wisely, set and achieve financial goals, and understand how credit scores and reports work in Canada. The session is supportive and non-judgmental—ideal for anyone looking to build financial confidence.
Learning Outcomes
By the end of this webinar, participants will be able to:
Track and analyze income and expenses to spot patterns and areas for improvement
Develop a Sustainable Spending Plan that aligns spending with personal priorities
Set SMART Financial Goals and apply saving strategies like automation and rounding up to reach them
Use credit responsibly, recognizing its costs, avoiding common traps, and planning for repayment
Understand credit reports & scores, including why they matter, how to access and read them, and basic strategies to build or rebuild good credit
Audience: Newcomers to Canada
Duration: 2 hours
Description: Tailored to the newcomer experience, this webinar builds financial confidence by introducing participants to key concepts in Canadian personal finance. Topics include how to navigate the Canadian banking system, understand credit, protect against scams, and manage income and expenses through sustainable budgeting.
Learning Outcomes
By the end of this webinar, participants will be able to:
Navigate the Canadian banking system and open accounts confidently
Understand pay stubs, government benefits, and income tax basics
Recognize and avoid scams that often target newcomers
Create a Sustainable Spending Plan that fits their settlement budget
Understand how credit works in Canada and how to start building a credit history
Use credit cards responsibly and avoid high-cost credit products
Access free financial support and resources for newcomers
Audience: Primarily post-secondary students aged 18–25, including mature and returning learners
Duration: 2 hours
Description: This version of our foundational webinar supports post-secondary students in managing their money during school and preparing for life after graduation. It combines budgeting tools with student-specific topics like loans, financial independence, and first-time credit use.
Learning Outcomes
By the end of this webinar, participants will be able to:
Develop a student-friendly Sustainable Spending Plan
Understand how to responsibly use student loans and repay them after graduation
Use credit cards wisely and avoid high-cost credit traps
Set short- and medium-term financial goals (e.g., tuition, travel, rent)
Track income from part-time jobs, bursaries, and financial aid
Build credit as a student using rent reporting, student credit cards, or phone plans
Access free budgeting tools and campus financial resources
Audience: Youth (18–25), especially those in community programs focused on employment readiness, life skills, or transitioning to post-secondary education
Duration: 2 hours
Description: Geared toward young adults transitioning into financial independence, this session helps participants build healthy financial habits early. It focuses on budgeting with purpose, understanding credit, and setting the foundation for long-term success.
Learning Outcomes
By the end of this webinar, participants will be able to:
Identify spending habits and create a Sustainable Spending Plan
Set SMART financial goals for personal and professional milestones
Understand credit cards, interest, and how to avoid debt traps
Begin building a strong credit history
Understand taxes, paycheques, and basic banking
Make informed decisions about spending vs. saving
Access tools to continue their financial learning journey
Audience: Low-income individuals
Duration: 2 hours
Description: This version supports individuals and families living on limited incomes by emphasizing practical and accessible strategies to manage money, avoid harmful credit products, and gradually build financial security.
Learning Outcomes: By the end of this webinar, participants will be able to:
Build a Sustainable Spending Plan that accounts for irregular or low income
Access government benefits, tax credits, and community support programs
Use credit responsibly and avoid high-cost borrowing (e.g., payday loans)
Explore low-risk debt repayment strategies like snowball or avalanche methods
Prioritize needs and identify opportunities for small savings
Understand how to build or rebuild credit, even with limited means
Create financial goals that feel achievable and motivating
Audience: Individuals in financial hardship
Duration: 2 hours
Description: This webinar was developed for those experiencing financial crises due to job loss, illness, or other life challenges. It provides practical tools to regain control through crisis budgeting, debt prioritization, and credit rebuilding.
Learning Outcomes
By the end of this webinar, participants will be able to:
Create a crisis budget that focuses on essential expenses
Identify debt repayment options during hardship (e.g., deferrals, negotiation)
Use credit cards and other credit products cautiously in times of stress
Avoid high-cost credit options and manage existing debt wisely
Access emergency support resources (food banks, benefits, counselling)
Understand credit reports and how to minimize damage to credit during a crisis
Regain a sense of financial control with small, practical steps
Audience: Older adults and seniors
Duration: 2 hours
Description: Designed for those entering or living in retirement, this webinar covers managing money on a fixed income, understanding government benefits, protecting against scams, and planning for health and estate-related expenses.
Learning Outcomes
By the end of this webinar, participants will be able to:
Create a Sustainable Spending Plan using fixed or pension income
Understand and maximize CPP, OAS, GIS and other senior benefits
Manage or reduce debt in retirement and avoid risky credit use
Protect themselves from scams targeting older adults
Budget for health-related expenses and caregiving support
Understand credit basics and why credit still matters in retirement
Begin planning for estate needs or supporting adult children responsibly
Audience: Teenagers (13–17)
Duration: 2 hours
Description: This interactive workshop helps teenagers sort fact from fiction while learning money skills they can use. This is a youth-friendly, interactive workshop packed with real-life tips and hands-on activities. We'll cover essentials like budgeting from allowance or part-time job, setting and meeting your own money goals, spotting scams, and making smart spending choices. The session includes live quizzes, budgeting activities, and voting in polls, so you are never just listening-you're doing!
Learning Outcomes
By the end of this webinar, participants will be able to:
Understand needs vs wants and build their first simple budget
Manage budgets and track digital spending (eg, tap payments, online shopping, app stores)
Build the confidence to talk about and manage money responsibly in today's cashless world
Recognize how social media and influencers can impact our money decisions
Spot online scams and protect yourself from digital fraud
Reflect on your values versus what you see online
Recognize how credit works and why it matters for the future
Audience: General audience
Duration: 1 hour
Description: This hands-on session helps participants build a sustainable spending plan by analyzing income and expenses, identifying spending patterns, and setting realistic goals. Group exercises and real-time planning help bring budgeting strategies to life.
Learning Outcomes:
By the end of this webinar, participants will be able to:
Analyze their income and expenses to identify areas for improvement
Apply the ABC method (Analyze, Brainstorm, Change) to spending habits
Develop a sustainable spending plan aligned with personal goals
Use saving strategies such as automation and rounding up
Set SMART financial goals and take first steps toward achieving them
Audience: General audience
Duration: 1 hour
Description: This session introduces participants to the fundamentals of credit products, how credit works, and how to use it responsibly. Through practical case studies and scenario-based activities, participants gain tools to avoid common credit traps and manage borrowing effectively.
Learning Outcomes:
By the end of this webinar, participants will be able to:
Identify common types of credit products and their key features
Understand the cost of borrowing, including interest and fees
Recognize responsible credit card usage strategies
Avoid high-cost credit products like payday loans
Apply credit planning tools to stay in control of repayment
Audience: General audience
Duration: 1 hour
Description: This interactive workshop helps participants understand how credit reports and scores work in Canada. It walks through how to access, read, and interpret credit reports, and offers actionable tips for building or protecting credit. Participants will review sample credit reports in a guided exercise.
Learning Outcomes:
By the end of this webinar, participants will be able to:
Access their credit reports for free and know how often to check
Understand the key components of a credit score
Read and interpret the main sections of a credit report
Identify common errors and how to dispute them
Apply strategies to build, rebuild, or protect their credit score
Audience: Individuals struggling with debt
Duration: 1 hour
Description: This practical session helps participants understand their debt situation and identify actionable strategies to regain control. It includes guidance on repayment strategies, debt prioritization, and how Credit Canada can support clients in getting out of debt, so they can get back to their lives.
Learning Outcomes:
By the end of this webinar, participants will be able to:
Understand the difference between good and bad debt
Evaluate their debt load and types of creditors
Explore repayment strategies (snowball, avalanche, consolidation)
Prioritize debt during financial hardship
Avoid worsening debt with high-cost borrowing
Understand options for negotiating or reducing debt
Learn about Credit Canada's free counselling services
Audience: General audience
Duration: 1 hour
Description: This session builds awareness around common scams and frauds targeting Canadians. It covers identity theft, online fraud, investment scams, and how to protect your personal and financial information.
Learning Outcomes:
By the end of this webinar, participants will be able to:
Identify different types of fraud and scams
Recognize warning signs of phishing and phone scams
Learn how to protect personal and financial information
Know what to do if they fall victim to a scam
Report scams and access support services
Safeguard online accounts with strong habits
Avoid identity theft and financial abuse
Audience: Young adults (18–25)
Duration: 1 hour
Description: This interactive session gives Gen Z the tools and confidence to build a strong financial foundation as they enter adulthood. Blending practical budgeting and credit knowledge with self-reflection and behavioural insights, the workshop explores how values, habits, and community influence financial decisions. Participants will learn essential concepts like net worth, credit scores, taxes, and sustainable spending, while also reflecting on their money mindset and setting the stage for lifelong financial well-being.
Learning Outcomes:
By the end of this webinar, participants will be able to:
Understand their relationship with money and how it affects decisions
Create a basic net worth statement to understand their current financial position
Build a sustainable budget that aligns with their goals and lifestyle
Recognize the importance of tax filing and student credits
Learn how credit works, including types of credit and interest
Understand credit reports, ratings, and scores
Explore community support and shared experiences
Take action through personal reflection and next steps
Audience: Newcomers
Duration: 1 hour
Description: Learn how to use Butterfly, our free budgeting app, to take control of your money—one step at a time.
In this hands-on session, we’ll walk you through how to set up and use the Butterfly app to create a budget that fits your life. Whether you’re brand new to budgeting or looking for a simple tool to stay on track, this webinar will show you how Butterfly makes managing money easier. No spreadsheets, no stress—just a better way to budget.
✅ Perfect for individuals, clients, or community members looking for free tools
📱 Bring your phone or computer to follow along
💡 Great companion to our Money Basics or Money 101 for Newcomers session
Audience: General
Duration: 30 Minutes
Description: Learn about Credit Canada's services, how a Credit Counsellor can help you, our financial coaching programs, and more in this 30-minute webinar.
Himank is a Credit Counsellor and Education Lead who is enthusiastic about helping people achieve their financial goals and on a personal mission to make a difference by promoting financial awareness for everyone. In his work, he proudly supports his clients through an open, non-judgmental and caring approach.
Alexandra is an Accredited Financial Counsellor who is deeply passionate about helping others achieve financial well-being. While her career has always been rooted in finance, she discovered her love for personal finance in 2017. Since then, she has been dedicated to empowering individuals and families to take control of their financial futures.
For more than 50 years, Credit Canada has provided debt relief to people just like you. As a non-profit organization and Canada's first and longest-standing credit counselling agency, we've helped millions avoid bankruptcy, become debt-free and achieve financial wellness.
To help support communities and Canadians across the country in their journey towards financial wellness, Credit Canada has invested in building enriched partnerships that provide a holistic approach to smart money management and debt solutions.
Please fill out this form with all the details and our team will get back to you.
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