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Free Debt Relief Help and Credit Counselling in Windsor

The southernmost city in Canada, Windsor lies on the bank of the Detroit River in Essex County. This vibrant destination overlooks the city of Detroit, Michigan in the United States, with the Ambassador Bridge directly linking the two countries. Known as the “Automotive Capital of Windsor,” Windsor has a rich industrial and manufacturing heritage, and today it boasts a robust tourism industry.

Of course, living anywhere in Canada can be expensive, especially when you’re struggling with debt. If you’re feeling overwhelmed by your financial situation, and money troubles are keeping you up at night, you may want to consider debt counselling in Windsor with Credit Canada. We offer non-profit debt counselling, debt relief, and debt consolidation help either by phone, video or at our Windsor office located on Langlois Avenue.

Get Debt Help

6-2557 Dougall Avenue, Suite 307

Windsor, ON N8X 1T5



Mon-Thur: 8am - 6pm (ET)

Friday: 8am - 5pm (ET)

Saturday: 8am - 4pm (ET)

Our Qualified Windsor Credit Counsellors Can:



Complete a full review of your financial situation, including a debt assessment which looks at your monthly income, expenses, and debts—and discover ways to save.


Help you develop a money management plan and budget to get your finances back on track.


Explore various debt management solutions that are best suited for your unique situation without having to resort to bankruptcy in Windsor or the greater Windsor-Essex Region.


Explain how we can stop collection agency calls, stop the interest on your debt, and lower monthly payments.


Teach you how to build your credit, improve your credit score, manage a budget, and increase savings—all so you can live debt-free.


If applicable, enroll you in a Debt Consolidation Program to address your debts, or find another solution that puts you in control of your finances.


Wondering How a Debt Consolidation Program Works?

Unlike debt consolidation loans, you’re not borrowing more money. Instead, a Debt Consolidation Program is an arrangement between you, your creditors, and Credit Canada that provides debt relief. Here’s what the program can do for you:

  • Wrap up all your unsecured debt into one lower monthly payment (unsecured debt includes credit cards, payday loans, unsecured lines of credit, outstanding bills, etc. as these debts don’t have collateral attached to them, like a home or car)
  • Reduce or stop the monthly interest on your debt
  • Negotiate a lower monthly payment that you can afford
  • Set a completion date, so you can see the light at the end of the tunnel (sometimes in as little as two years)
  • Stop annoying collection calls

Hear what our clients have to say about our Credit Counsellors

Sandy is absolutely incredible. I had the pleasure of working on a Debt Management Program with her 2.5 years ago. She taught me financial skills, budgeting, learning to work with my money, and motivated me to reach my goal. I paid off $10,000 in debt in 9 months. Today, after my 2-year mark, she wrapped up my account and helped me with credit building options for the future. So relieved, grateful and happy I had the opportunity to work with Sandy and Credit Canada.

- Kaitlyn Ouimette

Sandy DaykinCredit CounsellorLearn More →

Today I had my assessment with Randolph and he is going to be able to help me have a brighter financial future. Having someone like Randolph who took his time to explain everything and make sure I was able to understand it was just amazing. I would like to thank you and your team for helping me take the first step.

- Darlene Salmon

Randolph TaylorCredit CounsellorLearn More →

I would like to thank the staff at Credit Canada, especially Randolph for his patience, professionalism and for making the experience a lot less intimidating than I thought it would be. I would definitely recommend Credit Canada to anyone who has gotten themselves into an awkward financial situation and needs to know how to deal with it. Look no further.

- Gail Anne GR

Randolph TaylorCredit CounsellorLearn More →

If you're experiencing issues with your debt, this is the place you need to contact. I have nothing but great things to say about Credit Canada and specifically my Credit Counsellor, Jean Riddell. She went above and beyond helping me get my situation corrected. Thanks again Jean!

- James Steel

Jean RiddellCredit CounsellorLearn More →

I had tried another place before coming here and the difference in time and knowledge was like night and day. Cathy was so insightful and didn't rush me out the door, or make me feel like any question I had was dumb. She really helped direct me on the road of debt recovery and I felt empowered leaving her office. Thank you.

- Melissa DiCicco

Cathy PlowmanCredit CounsellorLearn More →

We spoke with Becky about our situation and she gave us many great options to explore without being judgmental or making us feel embarrassed or ashamed. This is definitely a good place to start if you need help. Don't be afraid to pick up the phone and give them a call to get back on the right financial track. We no longer have sleepless nights worrying. Thanks Becky for being such a genuine caring person, it’s very rare nowadays.

- UnicornProductionsBK

Becky Western-MacfadyenCredit CounsellorLearn More →


Ready to Get Started?

If you live in Windsor or the greater Windsor-Essex Region and your goal is to become debt-free, contact us today by calling 1.800.267.2272 or complete the form on this page. All of our debt counselling is 100% free, confidential, and non-judgmental, and there's no obligation. 

Start Living Debt-Free

Money-Saving Tips

We understand life in Windsor can be quite expensive, so here are a few tips on how to save, whether it’s creating a monthly budget, tracking your spending, or both! 

  1. Understand how to create and keep a budget.

  2. Track your spending for better money management and to determine where you can make cuts. 

  3. Forgo the car! Consider public transportation or ride-sharing options in and around Windsor to save a bundle on gas, car payments, and auto insurance.

  4. Some things in life do come free! There are tons of free events happening every day in Windsor.

  5. Check out and subscribe to our blog for instant updates on money-saving tips and get-out-of-debt advice.

Working With a Reputable Niagara Credit Counselling Agency in St. Catharines

We know when it comes to choosing a Canada debt solutions company, you have many options. However, it’s important that you don’t pick the first company you come to (or that comes to you) out of desperation. There are many crooked companies out there willing to take advantage of your situation, making your financial situation even worse. 

Working with Credit Canada, you can be confident that you’re in good hands knowing we will offer you the best debt consolidation solutions in Windsor. What makes us different?

Our Fees are Reasonable

For-profit credit counselling agencies charge just for a counselling session, and then charge high monthly fees when you enter a program. Not at Credit Canada. Our debt counselling is free, and if you sign up for a Debt Consolidation Program you’ll pay just a small set-up fee of $50 and a minimal management fee of 10% that’s included in your monthly payment .

We are an Accredited Organization

Credit Canada has accreditation from both Credit Counselling Canada (CCC) and the Association for Financial Counselling & Planning Education (AFCPE).

We are a Non-Profit Organization

As a non-profit organization, Credit Canada will never take advantage of you. In fact, we are constantly lobbying against scams and companies making unrealistic promises. As stated on the Government of Canada’s website, a non-profit “is a club, society, or association that's organized and operated solely for social welfare, civic improvement, pleasure or recreation, or any other purpose except profit.”

Some shady companies have been known to change their names frequently so people aren’t able to find dirt on them online or through reviews. Credit Canada has been around for over 50 years, and you’re also welcome to check out our Google Reviews, where we’re proud to say we’ve received an impressive 4.1 out of 5. In addition, we’re often a featured expert in the press, such as the Financial Post, The Globe and Mail, the Toronto Star, and more.

Make the Call That Could Change Your Life!

Today, more than half of all Canadians say they’re concerned about their debt, and nearly 50% don’t believe they’ll be able to cover their expenses over the next few months without increasing their debt. If this sounds like you, let’s talk. We’ve been in the business of helping Canadians for over 50 years, and our certified Credit Counsellors have years of experience. Our Windsor Credit Counsellors will never judge your situation, and never pressure you to enter a program you’re not interested in. Of course, you don’t have to just take our word for it. Our clients have plenty of great things to say, too! 

If you want debt relief without declaring bankruptcy in Windsor, give us a call at 1.800.267.2272 or fill out the form on this page. Our free debt assessment and money management advice is confidential, non-judgmental, and there's no obligation.