Complete our new online debt assessment to get free debt advice without picking up the phone. Like all of our credit counselling services, our Digital Assessment is confidential, non-judgmental, and will not affect your credit score.
Fill out the form below, and we will email you a secure link to complete your Digital Assessment.
Get StartedFor more than 50 years, Credit Canada has been providing debt relief to people just like you. As a non-profit organization and Canada's first and longest-standing credit counselling agency, we've helped millions avoid bankruptcy, become debt-free and achieve financial wellness.
First, you will receive an automated email with a secure link to complete your Digital Assessment within 2 minutes. If you don’t see it right away, be sure to check your filtered and spam email folders.
During this process, we will:
Ask about your finances
Ask about your debts
There’s no one-size-fits-all approach to getting out of debt. When you’ve completed your online debt assessment, one of our certified Credit Counsellors will review your information and email you a personalized plan based on the information you provide.
This information will help us to understand your budget.
It is helpful for us to understand the current market value of the assets you own.
This will allow us to understand which solution would be best for your situation.
If you have any questions as you complete the Digital Assessment, or if you prefer to speak to a Credit Counsellor now, you can connect with our team in any one of these three ways:
All of your information will be kept confidential and secure. We will ask you to review our privacy policy before you start.
15 - 20 minutes.
No problem. You can return and complete the Digital Assessment at any time. Just click the link in your registration email to pick up where you left off.
You’ll receive an email with a copy of your budget and a list of the debts you entered.
A certified Credit Counsellor will review your Digital Assessment and contact you by email with personalized recommendations by the next business day.
You’ll finally have control over your debt and a path forward.
I would like to thank the staff at Credit Canada, especially Randolph for his patience, professionalism and for making the experience a lot less intimidating than I thought it would be. I would definitely recommend Credit Canada to anyone who has gotten themselves into an awkward financial situation and needs to know how to deal with it. Look no further.
- Gail Anne GR
Randolph Taylor Credit Counsellor Learn More →
Sandy is absolutely incredible. I had the pleasure of working on a Debt Management Program with her 2.5 years ago. She taught me financial skills, budgeting, learning to work with my money, and motivated me to reach my goal. I paid off $10,000 in debt in 9 months. Today, after my 2-year mark, she wrapped up my account and helped me with credit building options for the future. So relieved, grateful and happy I had the opportunity to work with Sandy and Credit Canada.
- Kaitlyn Ouimette
Sandy Daykin Credit Counsellor Learn More →
Today I had my assessment with Randolph and he is going to be able to help me have a brighter financial future. Having someone like Randolph who took his time to explain everything and make sure I was able to understand it was just amazing. I would like to thank you and your team for helping me take the first step.
- Darlene Salmon
Randolph Taylor Credit Counsellor Learn More →
We spoke with Becky about our situation and she gave us many great options to explore without being judgmental or making us feel embarrassed or ashamed. This is definitely a good place to start if you need help. Don't be afraid to pick up the phone and give them a call to get back on the right financial track. We no longer have sleepless nights worrying. Thanks Becky for being such a genuine caring person, it’s very rare nowadays.
- UnicornProductionsBK
Becky Western-Macfadyen Credit Counsellor Learn More →
I had tried another place before coming here and the difference in time and knowledge was like night and day. Cathy was so insightful and didn't rush me out the door, or make me feel like any question I had was dumb. She really helped direct me on the road of debt recovery and I felt empowered leaving her office. Thank you.
- Melissa DiCicco
Cathy Plowman Credit Counsellor Learn More →
If you're experiencing issues with your debt, this is the place you need to contact. I have nothing but great things to say about Credit Canada and specifically my Credit Counsellor, Jean Riddell. She went above and beyond helping me get my situation corrected. Thanks again Jean!
- James Steel
Jean Riddell Credit Counsellor Learn More →