Break the Debt Cycle

The Escalator Loan helps eliminate high-interest debt, so you can escape the debt cycle and get back to life.

See If You Qualify

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Is High-Interest Debt Holding You Back?

Sometimes life forces us to take on high-interest loans just to make ends meet. And once we do, it can become difficult to keep up with monthly bill payments and build good credit. People could be stuck in this cycle for years with no real resolution in sight.

Introducing the Escalator Loan

A new way to eliminate high-interest debt and rebuild credit faster in partnership with the DUCA Impact Lab.

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What is the Escalator Loan?

The Escalator Loan is a partnership between the DUCA Impact Lab and Credit Canada where a lower-interest loan provided by the DUCA Impact Lab pays off high-interest debt to help you build credit faster and become debt-free sooner.

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How Does the Escalator Loan Work?

When you make all your payments on time, not only will you build your credit and boost your credit score over time, but you’ll also qualify for an interest rebate of 2% on the Escalator Loan.

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What Makes the Escalator Loan Different?

- Approval is based on your CASH FLOW, not your credit score.
- It has a significantly LOWER INTEREST RATE than other loans.
- You’ll receive ongoing SUPPORT from an accredited Credit Counsellor.
- You qualify for an interest REBATE when you pay on time.

Do I Qualify for the Escalator Loan?

Find out by answering the following questions.

Escalator Loan Qualification Form

Unfortunately, you do not qualify for the Escalator Loan. However, you can visit our Education page for webinars, check out resources for helpful tips, or book an appointment with a counsellor for a free debt assessment.

Unfortunately, you do not qualify for the Escalator Loan. However, you can visit our Education page for webinars, check out resources for helpful tips, or book an appointment with a counsellor for a free debt assessment.

Unfortunately, you do not qualify for the Escalator Loan. However, you can visit our Education page for webinars, check out resources for helpful tips, or book an appointment with a counsellor for a free debt assessment.

Unfortunately, you do not qualify for the Escalator Loan. However, you can visit our Education page for webinars, check out resources for helpful tips, or book an appointment with a counsellor for a free debt assessment.

Unfortunately, you do not qualify for the Escalator Loan. However, you can visit our Education page for webinars, check out resources for helpful tips, or book an appointment with a counsellor for a free debt assessment.

Unfortunately, you do not qualify for the loan. However, you may be better served by a Credit Counsellor. Book a free appointment here.

Unfortunately, you do not qualify for the loan. However, you may be better served by a Credit Counsellor. Book a free appointment here.

Thanks for taking our escalator loan survey.

Thanks! A counsellor will reach out to you within the next business day.

Thanks for filling out our form. You can visit our Education page for webinars, check out resources for helpful tips, or book an appointment with a counsellor for a free debt assessment.

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