August 04, 2010 | By: Laurie Campbell

Here's your financial tool kit

For many of us, it’s not January but September that qualifies as the start of the new year in Canada. Come the end of the Labour Day weekend, there’s a feeling the whole world is getting back into gear. Schoolrooms, boardrooms and businesses come alive; social and cultural events start ramping up; hockey season gets underway - and on and on. It seems we’re all full of enthusiasm to take on new challenges and to get stuff done. Given the mood of the moment, I can think of no better time to put personal finances in order. With the right tools, it isn’t difficult. As a matter of fact, we make it easy at Credit Canada thanks to a bevy of online money management tools that can help you fine tune your life. The tools cover everything from setting budgets and tracking spending patterns, to analyzing mortgage payments and planning for retirement – plus much more. Join me now for a closer look at each of the tools, which can be accessed anytime at

Benefits of Spending Less A few reductions in your personal budget can free up money for investments. Here’s a calculator that shows you how to lay a new nest egg.

Budget Calculator Use our professional budget calculator to help you spend less and save money. 

Budget Tracker Booklet A pocket-sized booklet that helps you track monthly spending so you can budget intelligently. Click here to download the booklet.

Buy or Lease Calculator Is it better to lease or to buy a car? This calculator offers answers that can put you in the driver’s seat to savings.

Debt Calculator Use our debt payoff calculator to calculate the interest you’ll pay and time it will take to pay down your debt.

Home Budget Get your house in order with a calculator that helps you determine where your money is going.

Mortgage Rates A tool that helps you compare mortgage rates from big banks, credit unions, specialty lenders and mortgage brokers in one search. Click here.

Mortgage Comparison Calculator With this tool you can sort through monthly payments, fees and other costs associated with getting a new mortgage.

Mortgage Payoff This calculator shows you how much interest can you save by increasing your mortgage payment. 

Rent or Buy? Should you rent or should you buy your home? This calculator helps you weed through fees, taxes, and monthly payments.

Retirement Planner With this tool, you can lay the groundwork for a retirement plan. Click here.

RRSP Loan Calculator Use this calculator to see how a RRSP loan could help you with your retirement savings plan.

Savings Calculator Learn how even a modest but consistent savings strategy can work wonders. 

Savings Goal A tool offering you the big picture on the financial results of your savings plan.

Student Budget Calculator A calculator specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. So that’s the kit. Feel free to use any or all of the above items anytime. And please share them with family and friends if need be. After all, the beauty of these tools is that you don’t have to worry about returning them to the box.


Stay in Touch
& Up-to-Date

Related Articles