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The 10 Best Money-Making Apps We've Seen in 2018

by:
Josie D'Addario

Everyone is looking to put a little extra cash in their pocket. This is especially true when times are tough! Today, smartphone apps are offering a whole new way to earn some cash on the side, but figuring out which ones are legitimate or worth the effort can be a time-consuming task. So, Credit Canada has done your homework for you! 

The Top 10 Best Money-Making Apps

1. GasBuddy

Feel like you’re paying more at the pump these days? The cost of gas in Canada has been hitting record highs and experts predict it’s not letting up anytime soon. So wouldn’t it be great if you could find the cheapest gas prices near you—and earn rewards with just the tap of an app? Well, lucky for your GasBuddy does just that. The app has an army of 30 million users updating fuel prices throughout Canada and the US who report on gas prices and review facilities, plus experts to interpret it all, so you know where to go to gas up for less. Plus, you earn points for submitting prices or reviews, which can be used to enter contests to win weekly gas card giveaways.

2. AskforTask and Jiffy

Are you handy around the house, good with a paintbrush, or got a green thumb? These two Toronto-based apps let you connect with fellow Canadians needing help with all kinds of household chores and home projects, such as house cleaning, plumbing and appliance repair, electrical work, painting, moving, junk removal, lawn maintenance, and more. Prices are competitive (for example, on Ask for Task general help can earn you up to $15 per hour while skilled handyman help can earn you as much as $40 per hour). Because you’ll be going to people’s homes, you'll have to pass a criminal background check, but once you’re cleared these apps can really fatten your wallet!

3. Caddle

One of our favorite personal finance blogs, Savvy New Canadians, calls Caddle a “juicy cash back app for Canadians.” Once you’ve downloaded the app, you can browse weekly offers and get paid when you either buy featured products at the store of your choice and take a photo of the receipt, or complete a questionnaire (usually eight questions or less) or watch an ad (usually 30 seconds or less). Receipts are processed, and voila! Cash is credited to your account. To get paid, simply request to “cash out” once you’ve accumulated $20 or more.

4. Survey Junkie

Are you the type of person who has an opinion on everything? Then you’ll love Survey Junkie. No, you won’t get rich using the app, but you can earn cash and get your opinions heard by the brands you love! Simply complete a user profile, and Survey Junkie will send you surveys that match your profile. You can take the surveys anywhere on any device, earning you points once you've completed a survey. Points can be redeemed instantly for PayPal cash or e-Gift cards.

5. Urbanity Marketplace

With Kijiji, eBay, Craigslist, Carousell, Letgo and other online marketplaces already vying for your attention, you may be thinking, “ugh, another buy and sell app?” But Urbanity is different. Making its initial launch in Vancouver, Urbanity offers cashless and meeting-less transactions. That’s right—no more being stood up, creepy meet-ups, or scams! Urbanity takes an active role in facilitating the purchase process, as well as holding funds and only releasing them once the buyer has confirmed they received their item as described. 

6. VIPKID Teacher

Get paid to teach English to children across the world and earn anywhere between $14-$22 per hour. Teachers must be eligible to work in Canada or the US, possess a Bachelor’s degree in any field, as well as have at least one year of teaching or mentoring experience under their belt. The best part? You can choose your own hours; however, because many children are located in China, you might have to change your schedule to accommodate their hours. But it might be totally worth it, especially since some dedicated individuals can earn a full-time living via VIPKID.

7. Field Agent

If you’ve ever wanted to go undercover and become a mystery shopper, this could be your chance! The Field Agent app is paying thousands of people across Canada to act as “agents” (people similar to mystery shoppers) who collect information about their hometown businesses. You can search for local jobs on the app to see what type of information the client is looking for you to collect and how much they’re willing to pay (jobs generally range from $3-$12 each).

8. Swagbucks

This money-making app boasts paying out members over $290 million since launching. You can accumulate points called "swagbucks" by searching the web, completing surveys, watching videos, referring your friends, shopping in the apps mall, completing special offers, voting in daily polls, finding swag codes and entering fun contests via social media. These points can be redeemed for gift cards from stores like Amazon, Target, and Walmart or for PayPal cash.

9. Clashot

If you’re an amateur shutterbug, constantly snapping photos on your smartphone and posting them on social sites like Instagram, consider posting them to Clashot instead to earn some extra cash! We hesitated to include this app because there’s no guarantee that you’ll make money, but it’s new, unique, and appeals especially to millennials and Generation Z. Your photos need to meet specific requirements, and then you earn commission every time your photo is sold. Think of it as a stock photography app, where everyday users are the photographers.

10. Mylo

The idea of investing money might make you chuckle, especially if you're in debt, but Mylo makes it possible for anyone to effortlessly become an investor with just their spare change. Simply link the app to your bank account, and then every time you make a purchase, Mylo rounds up that purchase to the nearest dollar and then invests the difference into a diversified portfolio. For example, say you spend $5.70 at Tim Hortons. You’ll be charged $6.00 and then the extra 30 cents goes into your Mylo account. You can choose your investment strategy, from conservative to aggressive, and the monthly fee for Mylo is just a dollar. 

There you have it! We hope these money-making apps for iPhone and Android users help you earn some extra cash, and be sure to check out our blog on The 6 Best Budgeting Apps. Are there any money-making apps you love that didn't make it onto our list? Sound off in the comments below!

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Topics: Financial Resources

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