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Are you average, single and 32? We have a Government debt settlement program for you!* *We don't.

by:
Emma Rogers

I recently gave the world of online dating a whirl. I’ll restrain myself from giving you the details but I will say that the experience was mostly positive and fun. One of the most entertaining aspects was not the shirtless juice heads; it was in fact how the site’s ads used your profile information.

To set up an account you have to punch in some details about how tall you are, age, body type, ethnicity etc. After about twenty minutes of clicking on tiny pictures of men, an ad popped up with the headline:

“Are you of average body type, female and 32? Click here. Our Firemen want to meet you.”

This was the first time I’d seen something like this so I was pretty excited. Firemen? Yes please! And what luck; I’m of average body type, female and 32! So I clicked on the ad and discovered it was a link to another site asking for personal information. No Firemen for me, just an inbox full of spam.

Another ad popped up offering a limited time offer on a Government debt relief program for single females. As an employee of Credit Canada Debt Solutions I know all about the recent surge in debt settlement companies. These are companies who claim that they can eliminate 40-60% of your debt.

I’ve dealt with clients whose finances are in tatters because of these companies. It’s no surprise debt settlement companies are trawling internet dating sites for clients, dating and debt go together like peas and carrots. Sure, the Bank of Canada will do us a solid every now and then and issue a warning that we’re all in debt to our eyeballs but there is no Government debt relief program and there never will be.

Whether it’s a promise of Firemen with low standards in women or a company that can arm wrestle Visa into wiping out 60% of your balance, sometimes we’ll allow ourselves to take the bait. The Firemen won’t call and Visa will sue you for choosing to pay a debt settlement company rather than them. Who knows why we do it but deep down we always know these things are too good to be true.

Whilst the Government isn’t paying off our credit cards it is working on educating people on the dangers of debt settlement. If you’re looking at options for repayment and you’ve been thinking of debt settlement take a look at this link. Then call us at 1-800-267-2272 to book an appointment with one of our Credit Counsellors. You’ll be glad you did.

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