Featured Blog

The Pros and Cons of Debt Consolidation

April 17, 2025

- Taxes, Low Income-

Protecting Your Personal and Financial Information: A Toolkit for Newcomers to Canada

October 31, 2024

- Money Management-

How to Set SMART Financial Goals

October 24, 2024

- Debt Calculator-

Paying Off Debt: Snowball vs. Avalanche Method

October 17, 2024

- Budgeting, Budget Planner-

What Is a Budget? A Step-by-Step Guide

October 10, 2024

- Debt Relief, Mental Health-

The Hidden Cost of Debt: How It Affects Your Health and Practical Ways to Cope

October 03, 2024

- Credit Score, Credit Reports-

5 Factors That Affect Your Credit Score in Canada

September 26, 2024

- Financial Resources, Rent Payments-

Need Help with Rent? 15 Government Programs for Rent Assistance

September 19, 2024

- Budgeting-

Sustainable Spending: Create a Budget that Works Long-Term

September 12, 2024

- Budgeting, Saving Money-

Saving for Irregular Expenses: Practical Tips & Strategies

September 05, 2024

- Budgeting, Saving Money-

How to Save Money on Groceries in Canada

August 29, 2024

- Credit Building, credit scores-

Credit Repair 101: How to Fix Bad Credit in Canada

August 22, 2024

- Debt Consolidation-

Does Debt Consolidation Hurt Your Credit? A Complete Guide

August 15, 2024

- Debt Management, Debt Relief-

Debt Repayment Spreadsheet: Budget to Pay Off Debt

August 08, 2024

- Housing-

How Much Money to Save For a Down Payment in Canada

July 25, 2024

- Newcomers-

Financial Assistance for Immigrants in Canada: What to Know

July 18, 2024

- Credit Cards-

Paying Off Credit Card Debt with Line of Credit

July 11, 2024

- Collection Agencies-

Can a Collection Agency Take You to Court?

July 04, 2024

- Debt Management, Bankruptcy, Debt Relief-

Does Filing For Bankruptcy Eliminate All Debt?

June 27, 2024

- Bankruptcy, Consumer Proposals-

Top FAQs on Consumer Proposals and Insolvency

June 20, 2024

- Saving Money-

How to Save Money During Inflation

June 13, 2024

- Saving Money-

How to Save Money on Electricity Bills

June 06, 2024

- Taxes, Debt Settlement-

Canada's Guide to Tax Debt Forgiveness

May 30, 2024

- Budgeting, Budget Planner-

How to Budget to Pay Off Debt

May 22, 2024

- Debt Consolidation, Housing-

The Bottom Line on Consolidating Debt Into Your Mortgage

May 09, 2024

- Debt Management, Car Repossession-

How Car Repossession Works & Its Impact on Your Credit

May 02, 2024

- Credit Building-

Why Is My Credit Score Dropping? (+ How to Improve Your Credit Score)

April 25, 2024

- Collection Agencies, Credit Reports-

How to Remove Collections From a Credit Report in Canada

April 18, 2024

- Debt Management-

How to Get Out of Debt on a Low Income (10 Strategies)

April 11, 2024

- Taxes-

Filing Your Taxes Late? Here’s What You Need to Know!

April 05, 2024

- Taxes-

Do You Have to File Taxes Every Year in Canada?

March 28, 2024

- Overdraft fees, Credit Score-

Does Overdraft Affect Your Credit Score?

March 22, 2024

- Debt Management, Mortgages-

CEO Bruce Sellery Discusses Rising Mortgage Delinquency Rates in Canada

March 07, 2024

- Debt Consolidation, Debt Consolidation Programs, Debt Consolidation Loan, Mortgages-

Does Debt Consolidation Affect Buying a Home?

March 01, 2024

- Credit Building, Credit Score-

How Long Does It Take To Build Credit in Canada?

February 23, 2024

- Credit Score, Credit Reports-

Does Checking Your Credit Score Lower It?

February 16, 2024

- Debt Consolidation, Consumer Proposals, Debt Relief-

Consumer Proposal vs Debt Consolidation: Which Should You Consider?

February 12, 2024

- Debt Consolidation, Debt Management, Debt Consolidation Programs, Bankruptcy, Debt Consolidation Loan, Debt Relief-

Debt Consolidation vs Bankruptcy: Which Is Right for You?

February 01, 2024

- Mortgages-

Private Mortgages: What You Should Know

January 22, 2024

- Money Management, Increase Income-

Resume & Interview Tips from a Career Coach in Canada

January 04, 2024

- Holidays and Money-

7 of the Best Seasonal Jobs For Winter

December 21, 2023

- Money Management, Immigration-

The Cost of Immigrating to Canada in 2024

December 14, 2023

- Couples and Money, Valentine's Day-

23 Best Winter Date Ideas for the Budget-Conscious

November 30, 2023

- Newcomers-

7 Strategies for Financial Empowerment as a New Canadian

November 24, 2023

- Credit Score, Newcomers-

How Credit Scores Affect Rent and Employment for Newcomers to Canada

November 21, 2023

- Credit Building, Credit History, Newcomers-

How Newcomers Can Build a Credit History in Canada

November 09, 2023

- Credit Score, Credit History, Newcomers-

Can You Transfer Your Credit History to Canada From Another Country?

November 01, 2023

- Credit Score, Credit History, Newcomers-

Understanding the Canadian Banking System: A Guide for Newcomers to Canada

October 27, 2023

- Money Management, Budgeting-

How to Budget for Maternity Leave in Canada

October 20, 2023

- Bankruptcy, Debt Relief-

From Near-Bankruptcy to Debt-Free: Bernice’s Story

October 16, 2023

- Debt Management, Credit Cards-

What Happens If I Can’t Pay Off My Credit Card?

October 06, 2023

- Debt Management, Saving Money, Emergency Fund-

Balancing Debt Repayment with Saving for the Future

September 29, 2023

- Debt Management, Vacations-

Is It OK To Go Into Debt For a Vacation?

September 21, 2023

- Money Management, Personal Finance-

5 Strategies for Managing Finances as a Gig Worker or Freelancer

September 08, 2023

- Money Management, Financial Stress-

I Made a Bad Financial Decision: What Now?

September 01, 2023

- Budgeting, Saving Money, Personal Finance-

How to Save Money on Everyday Expenses in Canada

August 23, 2023

- Bankruptcy-

4 Ways to Avoid Bankruptcy in Canada

August 17, 2023

- Money Management, Kids and Money-

Teaching Kids to Think Before They Buy in 2023

August 10, 2023

- Money Management, Debt Management-

Managing CERB Repayments: What’s the Best Approach?

August 03, 2023

- Money Management-

5 Effective Strategies to Curb Impulse Spending

July 27, 2023

- Budgeting, Financial Literacy, Personal Finance-

The Basics of Personal Finance | Credit Canada

July 20, 2023

- Debt Management, Mortgages-

Renewing Your Mortgage: 4 Tips for Homeowners

July 14, 2023

- Money Management, Budgeting, Retirement, Divorce, Mortgages-

How to Deal With Financial Impacts of Major Life Events

July 07, 2023

- Money Management, Travel-

10 Tips for Affordable Travel in 2023

June 30, 2023

- Money Management, Budgeting, Budget Planner-

Top 6 Money Management Tips for Young Professionals

June 23, 2023

- Debt Management-

Common Debt Management Myths Debunked: Separating Fact from Fiction

June 16, 2023

- Debt Management, Credit Cards-

Credit Card Fasts: Why You Should Try One

June 09, 2023

- Credit Counselling, Low Income, Personal Finance-

Navigating the Financial System as a Low-Income Canadian

June 01, 2023

- Money Management, Personal Finance-

Personal Finance for Single People

May 25, 2023

- Financial Resources, Student Loans-

5 Financial Considerations for Aspiring Post-Secondary Students

May 11, 2023

- Budgeting, Debt Management, Layoffs-

Navigating Your Finances During a Lay-Off

May 01, 2023

- Money Management, Mental Health-

Overspending and Mental Health: Your Guide to Improving Your Financial Health

April 20, 2023

- Debt Management, Taxes-

5 Benefits of Paying Down Debt with Your Tax Refund

April 13, 2023

- Gambling Debt-

Gambling Debt: Warning Signs and What to Do About It

April 06, 2023

- Taxes-

The Gig Economy: Filing Taxes for Your Side Hustle in Canada

March 16, 2023

- Financial Literacy, Fintok-

FinTok: What it is and How to Use it Safely and Effectively

March 09, 2023

- Couples and Money, Relationships-

How to Talk to Your Partner About Money: 5 Tips and Expert Advice

March 02, 2023

- Financial Resources, Scams-

Financial Scams: What Do They Look Like? (+ How You Can Avoid Them)

February 23, 2023

- Kids and Money, Financial Literacy-

Financial Technology: Changing How Kids Learn About Money

February 17, 2023

- Mortgages-

Variable Rate Mortgages: Everything You Need to Know

February 09, 2023

- Credit Cards, Relationships-

Relationships & Finances: The Pros and Cons of Joint Credit Cards

February 02, 2023

- Financial Resources-

5 Warning Signs of Financial Abuse

January 26, 2023

- Debt Management, Financial Resources, Debt Relief-

What Is the “Right of Offset” & How It Relates to Debt

January 12, 2023

- Debt Management, Divorce-

How to Navigate Debt After a Divorce

January 05, 2023

- Debt Relief-

Debt Advice in Canada: What You Need to Know

December 22, 2022

- Money Management, Budgeting, Debt Management, Budget Planner-

How to Maintain Healthy Money Habits Despite the Rising Cost of Living

December 15, 2022

- Financial Stress, Mental Health-

The Surprising Link Between Finances and Mental Health

December 08, 2022

- Debt Consolidation, Debt Management, Debt Consolidation Programs-

What Do Increasing Interest Rates Mean for Your Debt?

November 24, 2022

- Seniors, Retirement, Housing, Couples and Money-

Lessons from a Retired Senior Who is Financially Secure

November 17, 2022

- Debt Management, Divorce-

Lessons from a Financially Independent Divorcee

November 10, 2022

- Debt Management, Credit Cards-

Lessons from a Recent Grad

November 03, 2022

- Financial Literacy, Layoffs-

Lessons from a Young Adult Who Survived a Lay-off

October 27, 2022

- Credit Score, Credit Reports-

How to Make Corrections to Your Credit Report

October 20, 2022

- Debt Management, Debt Settlement-

How to Catch Up on Debt Payments After You’ve Fallen Behind

October 13, 2022

- Collection Agencies, Debt Settlement-

How to Deal with Collection Agencies

October 06, 2022

- Debt Management, Rent Payments-

How to Manage Your Rent and Debt Payments

September 29, 2022

- Credit Score, Credit Reports-

How to Read and Understand Your Credit Report

September 08, 2022

- Credit Score, Credit History, Newcomers-

The Importance of Building Credit as a Newcomer to Canada

September 01, 2022

- Debt Management, Loans-

Are Co-Signed Loans a Good Idea?

August 25, 2022

- Debt Management, Credit Cards, Debt Relief-

How Worrying About Credit Card Debt Can Lead to Poor Health

August 18, 2022

- Debt Management, Money Behaviours-

Intergenerational Money Trauma and How it Impacts Debt

August 11, 2022

- Debt Management, Financial Resources-

How to Use Banking Services to Get Rid of Debt and Build Credit

August 04, 2022

- Money Management, Debt Management-

How to Manage Inflation and Pay Off Debt

July 28, 2022

- Debt Management, Debt Relief-

How to Pay Back CERB If You Owe Money

July 21, 2022

- Debt Management, Money Behaviours-

YES, You Can Get Out of Debt By Changing Your Mindset

July 14, 2022

- Credit Counselling, Debt Management-

How to Pay Off Thousands of Dollars in Debt in 24 Months

July 07, 2022

- Debt Management, Financial Literacy-

5 Financial Habits for Getting Out of Debt

June 30, 2022

- Credit Building, credit scores-

How to Increase Your Credit Score as a Newcomer

June 23, 2022

- Money Management, Debt Management, credit scores-

How Do You Pay Off Debt Without Hurting Your Credit Score?

June 15, 2022

- Money Management, Debt Management, Saving Money-

How Do You Save for Emergencies When You Have Debt?

June 09, 2022

- Credit Building, Financial Literacy-

How to Use Credit to Your Advantage

June 02, 2022

- Money Management, Saving Money, Money Coaching-

How to Manage Your Spending Amidst Inflation and Rising Costs

May 26, 2022

- Money Management, Saving Money, Money Coaching-

What Is Shrinkflation and How Do You Manage It?

May 19, 2022

- Money Management, Saving Money-

What Is a Healthy Financial Diet?

May 12, 2022

- Debt Management, Saving Money-

Impact of Interest Rate Hikes on Debt and Spending

May 05, 2022

- Credit Building, Financial Resources-

The Immigrant's Guide to Credit

April 28, 2022

- Taxes, Vacations-

What is the Staycation Tax Credit?

April 21, 2022

- Debt Consolidation-

The Truth About Debt Consolidation: Debunking Common Myths

April 07, 2022

- Credit Cards-

The Truth about Credit Card Limit Increases

March 31, 2022

- Debt Consolidation, Debt Management, Debt Consolidation Loan-

Debt Management Strategies: Find the Best One for You

March 24, 2022

- Consumer Protection-

How to Protect Yourself Against Fraud and Scams

March 17, 2022

- Budgeting-

5 Tips to Help You Deal With Increasing Gas Prices

March 10, 2022

- Debt Management-

Conflict Resolution: How to Deal with Creditors

March 03, 2022

- Money Management, Money Coaching-

What Is Money Coaching and When Do You Need It?

February 24, 2022

- Debt Management, Debt Relief-

How Much Debt is Too Much Debt and When it's Time to Find Help

February 17, 2022

- Credit Cards-

How Do Credit Cards Work in Canada? 9 Things to Know

February 10, 2022

- Debt Management, Debt Relief-

The State of Canadian Household Debt

January 25, 2022

- Credit Cards-

Your Guide to Different Types of Credit Cards (+Pros and Cons)

January 22, 2022

- Budgeting-

3 Ways to Budget and Manage Your Spending

January 22, 2022

- Credit Counselling, Debt Management-

How a Credit Counsellor Can Help You Become Debt-Free

January 18, 2022

- Financial Resources, Low Income-

13+ Canadian Government Benefits For Low-Income Households

January 15, 2022

- Debt Management, Holidays and Money, Debt Relief-

How to Pay Off Holiday Credit Card Debt

January 11, 2022

- Debt Management, Financial Resources-

5 Tips to Jumpstart Your Finances

January 01, 2022

- Debt Management, Financial Resources-

5 Financial New Year’s Resolutions to Help With Debt

December 27, 2021

- Money Management-

3 Student Spending Habits to Break (+ Ones to Start)

November 27, 2021

- Budgeting-

Know the Cost of Owning a Vehicle

November 24, 2021

- Budgeting, Credit Cards-

How to Be Thrifty When Spending

November 22, 2021

- Consumer Protection, credit scores-

Your Credit Report: 6 Rights That May Surprise You

November 20, 2021

- Saving Money, Budget Planner-

Using Shopping Apps to Stretch Your Shopping Dollars

November 16, 2021

- Debt Management, Credit Cards-

Can You Stay Out of Debt by Using Prepaid Credit Cards?

November 13, 2021

- Holidays and Money-

How to Curb Online Shopping Addiction for New Year’s

November 09, 2021

- Financial Literacy-

How to Build Good Money Habits to Improve Your Finances

November 06, 2021

- Money Management, Financial Literacy-

3 Reasons Why Buy Now Pay Later Could Be a Debt Trap

November 02, 2021

- Debt Consolidation, Debt Management-

2 Pitfalls of High-Cost Consolidations Loans (+ Alternatives to Try)

October 25, 2021

- Money Management, Budgeting, Financial Resources-

What Is Financial Planning & Why You Need It

October 22, 2021

- Financial Stress-

Financial Anxiety: How to Stop Worrying about Money

October 19, 2021

- Financial Resources-

6 Common Money Myths: The Truth about Your Money

October 15, 2021

- Collection Agencies-

What Can Debt Collection Agencies Actually Do in Canada?

October 15, 2021

- Gambling Debt-

Is iGaming Gambling Addictive? | Credit Canada

October 06, 2021

- Budget Planner-

How Much Money You Should Spend on Monthly Expenses

October 05, 2021

- Budgeting-

What Is Budgeting & What Is Its Purpose?

September 30, 2021

- Financial Resources-

The 7 Finance YouTube Channels You Need to Be Watching

September 27, 2021

- Financial Literacy-

What Is Financial Literacy & Why Is It Important?

September 23, 2021

- Debt Management, Financial Literacy, Debt Relief-

What Are the Different Types of Debt?

September 15, 2021

- Financial Resources-

The Best Personal Finance Blogs You Should Be Following

September 14, 2021

- Financial Resources-

9 Canadian Finance Podcasts You Should Listen To Now

September 10, 2021

- Debt Management, Millennials-

Millennials & Debt: Dealing with the Millennial Wealth Gap

August 31, 2021

- Budgeting-

Zero-Based Budgeting Explained: What Is It?

August 24, 2021

- -

What Is a Good Credit Score? (+ Why You Need One)

August 17, 2021

- Debt Management-

Guide to Credit Counselling in Canada: How to Get Out of Debt

August 05, 2021

- Debt Consolidation, Debt Management, Debt Consolidation Programs, Bankruptcy, Consumer Proposals, Debt Consolidation Loan-

How to Tread Water When You’re Drowning in Debt

July 14, 2021

- Budgeting, Credit Cards, Saving Money, Kids and Money-

Avoid These Summer Money Mistakes

June 22, 2021

- Budgeting, Debt Management-

Pandemic Pet Costs: People & Their Pets

June 11, 2021

- Debt Consolidation, Debt Management-

What Does It Mean to Be in Debt in Canada?

June 04, 2021

- Debt Management, Credit Cards-

How to Get Out of Credit Card Debt

May 28, 2021

- Debt Consolidation, Debt Consolidation Programs, Debt Consolidation Loan-

Understanding Your Debt Consolidation Options

May 21, 2021

- Debt Management, Student Loans-

Student Loans in Canada 101: What You Need to Know

May 13, 2021

- Money Management, Debt Management-

What My Cancer Journey Taught Me About Paying Off Debt

March 26, 2021

- Debt Management-

Ontario's COVID Assistance for Tenants & Landlords

March 25, 2021

- Money Management-

Movies About Money and What We Can Learn From Them

February 24, 2021

- Taxes, Saving Money, RRSPs-

The Ultimate Guide to the Canada RRSP and TFSA

February 19, 2021

- Money Management, Financial Stress, Recessions-

7 Ways to Prepare for a Recession in Canada

February 11, 2021

- Taxes, Coronavirus-

Will You Need to Pay Back CERB? + What To Do (If You Do)

January 31, 2021

- Budgeting, Valentine's Day, Coronavirus-

10 Cheap, Fun, and COVID-Friendly Valentine's Day Date Ideas

January 29, 2021

- Credit Building, Consumer Protection-

Credit Repair Scams: How to Spot Them and Avoid Them

January 12, 2021

- Money Management-

12 Songs About Money and What We Can Learn from Them

January 06, 2021

- Payday Loans-

How Payday Loans Work (+ Tips for Paying Them Off Fast)

December 23, 2020

- Financial Resources, Financial Literacy-

7 Benefits of Using Reddit Personal Finance Canada

December 18, 2020

- Money Management, Financial Resources, Newcomers-

Here’s What You Need to Know About Low Income Tax Reduction in Canada

Tips for Filing Your Self-Employed Tax Return

How to File Your Taxes for Free in Canada

What Happens If You Don’t File Taxes for 3 Years in Canada?

Stay in Touch & Up-to-Date

8 Tax Changes in Canada for the 2024 Tax Season

Why You Owe Taxes This Year and How to Avoid It Next Year

How to Prepare For Increased Mortgage Payments After Renewal

How to Get Out of Debt After Divorce

Credit Counselling vs Consumer Proposal: Which Is Best?

When Do Collection Agencies Give Up in Canada? (Provincial Guide)

What Happens if You Don't Pay Your Taxes in Canada?

How to Save Money: Tips and Strategies for Every Budget

How to Stick to a Budget for Financial Success in Canada

What Is Debt Consolidation and How Does It Work?

9 Steps to Pay Off Your Debt Faster

What Happens When You Don’t Pay Your Credit Card?

Credit Scores in Canada: A Comprehensive Guide

Mindfulness & Money: Practical Tips for Newcomers to Canada

8 Money-Saving Tips for 2025

3 Steps to Financial Success as a Newcomer to Canada

How to Budget for Seasonal Expenses in Canada

Protecting Your Personal and Financial Information: A Toolkit for Newcomers to Canada

How to Set SMART Financial Goals

Paying Off Debt: Snowball vs. Avalanche Method

What Is a Budget? A Step-by-Step Guide

The Hidden Cost of Debt: How It Affects Your Health and Practical Ways to Cope

5 Factors That Affect Your Credit Score in Canada

Need Help with Rent? 15 Government Programs for Rent Assistance

Sustainable Spending: Create a Budget that Works Long-Term

Saving for Irregular Expenses: Practical Tips & Strategies

How to Save Money on Groceries in Canada

Credit Repair 101: How to Fix Bad Credit in Canada

Does Debt Consolidation Hurt Your Credit? A Complete Guide

Debt Repayment Spreadsheet: Budget to Pay Off Debt

How Much Money to Save For a Down Payment in Canada

Financial Assistance for Immigrants in Canada: What to Know

Paying Off Credit Card Debt with Line of Credit

Can a Collection Agency Take You to Court?

Does Filing For Bankruptcy Eliminate All Debt?

Top FAQs on Consumer Proposals and Insolvency

How to Save Money During Inflation

How to Save Money on Electricity Bills

Canada's Guide to Tax Debt Forgiveness

How to Budget to Pay Off Debt

The Bottom Line on Consolidating Debt Into Your Mortgage

How Car Repossession Works & Its Impact on Your Credit

Why Is My Credit Score Dropping? (+ How to Improve Your Credit Score)

How to Remove Collections From a Credit Report in Canada

How to Get Out of Debt on a Low Income (10 Strategies)

Filing Your Taxes Late? Here’s What You Need to Know!

Do You Have to File Taxes Every Year in Canada?

Does Overdraft Affect Your Credit Score?

CEO Bruce Sellery Discusses Rising Mortgage Delinquency Rates in Canada

Does Debt Consolidation Affect Buying a Home?

How Long Does It Take To Build Credit in Canada?

Does Checking Your Credit Score Lower It?

Consumer Proposal vs Debt Consolidation: Which Should You Consider?

Debt Consolidation vs Bankruptcy: Which Is Right for You?

Private Mortgages: What You Should Know

Resume & Interview Tips from a Career Coach in Canada

7 of the Best Seasonal Jobs For Winter

The Cost of Immigrating to Canada in 2024

23 Best Winter Date Ideas for the Budget-Conscious

7 Strategies for Financial Empowerment as a New Canadian

How Credit Scores Affect Rent and Employment for Newcomers to Canada

How Newcomers Can Build a Credit History in Canada

Can You Transfer Your Credit History to Canada From Another Country?

Understanding the Canadian Banking System: A Guide for Newcomers to Canada

How to Budget for Maternity Leave in Canada

From Near-Bankruptcy to Debt-Free: Bernice’s Story

What Happens If I Can’t Pay Off My Credit Card?

Balancing Debt Repayment with Saving for the Future

Is It OK To Go Into Debt For a Vacation?

5 Strategies for Managing Finances as a Gig Worker or Freelancer

I Made a Bad Financial Decision: What Now?

How to Save Money on Everyday Expenses in Canada

4 Ways to Avoid Bankruptcy in Canada

Teaching Kids to Think Before They Buy in 2023

Managing CERB Repayments: What’s the Best Approach?

Stay in Touch
& Up-to-Date

Conflict Resolution: How to Deal with Creditors