Debt Relief Blog | Credit Canada

How to Consolidate Credit Card Debt

Debt Consolidation, Credit Cards

Sustainable Spending: Create a Budget that Works Long-Term

Budgeting

How To Avoid Bankruptcy

Bankruptcy

Consumer Proposal vs. Bankruptcy in Canada: What You Need to Know

Bankruptcy, Consumer Proposals

How to Save Money When You’re Moving

Saving Money, Moving

Smart Ways to Pay Off Credit Card Debt Faster

Debt Management, Credit Cards

How Long Does Debt Consolidation Stay on Your Credit Report in Canada?

Debt Consolidation, Credit Reports

Here’s What Happens When You Declare Bankruptcy

Bankruptcy

Breaking Free: How Debt Consolidation Can Help with Payday Loans

Debt Consolidation, Payday Loans

Bankruptcy Alternatives: How to Avoid Bankruptcy in Canada

Bankruptcy

How to Prepare a Travel Budget (and Stick to It)

Budgeting, Travel

What Credit Score Do You Need to Qualify for a Mortgage in Canada?

Housing, Credit Score, Mortgages

How to Build a Strong Credit Score Without Using a Credit Card

Credit Building, Credit Score

Student Loan Debt: Can Debt Consolidation Help With Student Loans?

Student Loans

Consumer Proposals in Canada: A Complete Guide

Consumer Proposals

The Big Difference Between Insolvency and Bankruptcy

Bankruptcy, Consumer Proposals

How Long Does Debt Consolidation Take? Understanding the Timeline

Debt Consolidation

What Happens to Your Credit Card After Consolidation?

Debt Consolidation, Debt Consolidation Programs, Credit Cards

Why Is My Tax Return Taking So Long in Canada?

Taxes

Filing Your Taxes Late? Here’s What You Need to Know!

Taxes

What Happens if You Don't Pay Your Taxes in Canada?

Taxes

Received a CRA Notice of Collection? Here’s What to Do Next

Collection Agencies, CRA

Tips for Renting with Bad Credit in Canada

Credit Score, Rent Payments, Credit History

The Pros and Cons of Debt Consolidation

Debt Consolidation, Debt Consolidation Programs

Here’s What You Need to Know About Low Income Tax Reduction in Canada

Taxes, Low Income

Tips for Filing Your Self-Employed Tax Return

Taxes

How to File Your Taxes for Free in Canada

Taxes

What Happens If You Don’t File Taxes for 3 Years in Canada?

Taxes

8 Tax Changes in Canada for the 2024 Tax Season

Money Management, Taxes

Why You Owe Taxes This Year and How to Avoid It Next Year

Taxes

How to Prepare For Increased Mortgage Payments After Renewal

Mortgages

How to Get Out of Debt After Divorce

Debt Management, Divorce

Credit Counselling vs Consumer Proposal: Which Is Best?

Credit Counselling, Consumer Proposals

When Do Collection Agencies Give Up in Canada? (Provincial Guide)

Collection Agencies

How to Save Money: Tips and Strategies for Every Budget

Money Management, Saving Money

How to Stick to a Budget for Financial Success in Canada

Budgeting

What Is Debt Consolidation and How Does It Work?

Debt Consolidation, Debt Management, Debt Consolidation Programs

9 Steps to Pay Off Your Debt Faster

Debt Management, Debt Relief

What Happens When You Don’t Pay Your Credit Card?

Debt Management

Credit Scores in Canada: A Comprehensive Guide

Credit Score, Credit Reports

Mindfulness & Money: Practical Tips for Newcomers to Canada

Newcomers

8 Money-Saving Tips for 2025

Money Management

3 Steps to Financial Success as a Newcomer to Canada

Newcomers

How to Budget for Seasonal Expenses in Canada

Budgeting, Newcomers

Protecting Your Personal and Financial Information: A Toolkit for Newcomers to Canada

Newcomers

How to Set SMART Financial Goals

Money Management

Paying Off Debt: Snowball vs. Avalanche Method

Debt Calculator

What Is a Budget? A Step-by-Step Guide

Budgeting, Budget Planner

The Hidden Cost of Debt: How It Affects Your Health and Practical Ways to Cope

Debt Relief, Mental Health

5 Factors That Affect Your Credit Score in Canada

Credit Score, Credit Reports

Need Help with Rent? 15 Government Programs for Rent Assistance

Financial Resources, Rent Payments

Saving for Irregular Expenses: Practical Tips & Strategies

Budgeting, Saving Money

How to Save Money on Groceries in Canada

Budgeting, Saving Money

Credit Repair 101: How to Fix Bad Credit in Canada

Credit Building, credit scores

Does Debt Consolidation Hurt Your Credit? A Complete Guide

Debt Consolidation

Debt Repayment Spreadsheet: Budget to Pay Off Debt

Debt Management, Debt Relief

How Much Money to Save For a Down Payment in Canada

Housing

Financial Assistance for Immigrants in Canada: What to Know

Newcomers

Paying Off Credit Card Debt with Line of Credit

Credit Cards

Can a Collection Agency Take You to Court?

Collection Agencies

Does Filing For Bankruptcy Eliminate All Debt?

Debt Management, Bankruptcy, Debt Relief

Top FAQs on Consumer Proposals and Insolvency

Bankruptcy, Consumer Proposals

How to Save Money During Inflation

Saving Money

How to Save Money on Electricity Bills

Saving Money

Canada's Guide to Tax Debt Forgiveness

Taxes, Debt Settlement

How to Budget to Pay Off Debt

Budgeting, Budget Planner

The Bottom Line on Consolidating Debt Into Your Mortgage

Debt Consolidation, Housing

How Car Repossession Works & Its Impact on Your Credit

Debt Management, Car Repossession

Why Is My Credit Score Dropping? (+ How to Improve Your Credit Score)

Credit Building

How to Remove Collections From a Credit Report in Canada

Collection Agencies, Credit Reports

How to Get Out of Debt on a Low Income (10 Strategies)

Debt Management

Do You Have to File Taxes Every Year in Canada?

Taxes

Does Overdraft Affect Your Credit Score?

Overdraft fees, Credit Score

CEO Bruce Sellery Discusses Rising Mortgage Delinquency Rates in Canada

Debt Management, Mortgages

Does Debt Consolidation Affect Buying a Home?

Debt Consolidation, Debt Consolidation Programs, Debt Consolidation Loan, Mortgages

How Long Does It Take To Build Credit in Canada?

Credit Building, Credit Score

Does Checking Your Credit Score Lower It?

Credit Score, Credit Reports

Consumer Proposal vs Debt Consolidation: Which Should You Consider?

Debt Consolidation, Consumer Proposals, Debt Relief

Debt Consolidation vs Bankruptcy: Which Is Right for You?

Debt Consolidation, Debt Management, Debt Consolidation Programs, Bankruptcy, Debt Consolidation Loan, Debt Relief

Private Mortgages: What You Should Know

Mortgages

Resume & Interview Tips from a Career Coach in Canada

Money Management, Increase Income

7 of the Best Seasonal Jobs For Winter

Holidays and Money

The Cost of Immigrating to Canada in 2024

Money Management, Immigration

23 Best Winter Date Ideas for the Budget-Conscious

Couples and Money, Valentine's Day

7 Strategies for Financial Empowerment as a New Canadian

Newcomers

How Credit Scores Affect Rent and Employment for Newcomers to Canada

Credit Score, Newcomers

How Newcomers Can Build a Credit History in Canada

Credit Building, Credit History, Newcomers

Can You Transfer Your Credit History to Canada From Another Country?

Credit Score, Credit History, Newcomers

Understanding the Canadian Banking System: A Guide for Newcomers to Canada

Credit Score, Credit History, Newcomers

How to Budget for Maternity Leave in Canada

Money Management, Budgeting

From Near-Bankruptcy to Debt-Free: Bernice’s Story

Bankruptcy, Debt Relief

What Happens If I Can’t Pay Off My Credit Card?

Debt Management, Credit Cards

Balancing Debt Repayment with Saving for the Future

Debt Management, Saving Money, Emergency Fund

Is It OK To Go Into Debt For a Vacation?

Debt Management, Vacations

5 Strategies for Managing Finances as a Gig Worker or Freelancer

Money Management, Personal Finance

I Made a Bad Financial Decision: What Now?

Money Management, Financial Stress

How to Save Money on Everyday Expenses in Canada

Budgeting, Saving Money, Personal Finance

Teaching Kids to Think Before They Buy in 2023

Money Management, Kids and Money

Managing CERB Repayments: What’s the Best Approach?

Money Management, Debt Management

5 Effective Strategies to Curb Impulse Spending

Money Management

The Basics of Personal Finance | Credit Canada

Budgeting, Financial Literacy, Personal Finance

Renewing Your Mortgage: 4 Tips for Homeowners

Debt Management, Mortgages

How to Deal With Financial Impacts of Major Life Events

Money Management, Budgeting, Retirement, Divorce, Mortgages

Top 6 Money Management Tips for Young Professionals

Money Management, Budgeting, Budget Planner

Common Debt Management Myths Debunked: Separating Fact from Fiction

Debt Management

Credit Card Fasts: Why You Should Try One

Debt Management, Credit Cards

Navigating the Financial System as a Low-Income Canadian

Credit Counselling, Low Income, Personal Finance

Personal Finance for Single People

Money Management, Personal Finance

5 Financial Considerations for Aspiring Post-Secondary Students

Financial Resources, Student Loans

Navigating Your Finances During a Lay-Off

Budgeting, Debt Management, Layoffs

Overspending and Mental Health: Your Guide to Improving Your Financial Health

Money Management, Mental Health

5 Benefits of Paying Down Debt with Your Tax Refund

Debt Management, Taxes

Gambling Debt: Warning Signs and What to Do About It

Gambling Debt

The Gig Economy: Filing Taxes for Your Side Hustle in Canada

Taxes

FinTok: What it is and How to Use it Safely and Effectively

Financial Literacy, Fintok

How to Talk to Your Partner About Money: 5 Tips and Expert Advice

Couples and Money, Relationships

Financial Scams: What Do They Look Like? (+ How You Can Avoid Them)

Financial Resources, Scams

Financial Technology: Changing How Kids Learn About Money

Kids and Money, Financial Literacy

Variable Rate Mortgages: Everything You Need to Know

Mortgages

Relationships & Finances: The Pros and Cons of Joint Credit Cards

Credit Cards, Relationships

5 Warning Signs of Financial Abuse

Financial Resources

What Is the “Right of Offset” & How It Relates to Debt

Debt Management, Financial Resources, Debt Relief

How to Navigate Debt After a Divorce

Debt Management, Divorce

Debt Advice in Canada: What You Need to Know

Debt Relief

How to Maintain Healthy Money Habits Despite the Rising Cost of Living

Money Management, Budgeting, Debt Management, Budget Planner

The Surprising Link Between Finances and Mental Health

Financial Stress, Mental Health

What Do Increasing Interest Rates Mean for Your Debt?

Debt Consolidation, Debt Management, Debt Consolidation Programs

Lessons from a Retired Senior Who is Financially Secure

Seniors, Retirement, Housing, Couples and Money

Lessons from a Financially Independent Divorcee

Debt Management, Divorce

Lessons from a Recent Grad

Debt Management, Credit Cards

Lessons from a Young Adult Who Survived a Lay-off

Financial Literacy, Layoffs

How to Make Corrections to Your Credit Report

Credit Score, Credit Reports

How to Catch Up on Debt Payments After You’ve Fallen Behind

Debt Management, Debt Settlement

How to Deal with Collection Agencies

Collection Agencies, Debt Settlement

How to Manage Your Rent and Debt Payments

Debt Management, Rent Payments

How to Read and Understand Your Credit Report

Credit Score, Credit Reports

The Importance of Building Credit as a Newcomer to Canada

Credit Score, Credit History, Newcomers

Are Co-Signed Loans a Good Idea?

Debt Management, Loans

How Worrying About Credit Card Debt Can Lead to Poor Health

Debt Management, Credit Cards, Debt Relief

Intergenerational Money Trauma and How it Impacts Debt

Debt Management, Money Behaviours

How to Use Banking Services to Get Rid of Debt and Build Credit

Debt Management, Financial Resources

How to Manage Inflation and Pay Off Debt

Money Management, Debt Management

How to Pay Back CERB If You Owe Money

Debt Management, Debt Relief

YES, You Can Get Out of Debt By Changing Your Mindset

Debt Management, Money Behaviours

How to Pay Off Thousands of Dollars in Debt in 24 Months

Credit Counselling, Debt Management

5 Financial Habits for Getting Out of Debt

Debt Management, Financial Literacy

How to Increase Your Credit Score as a Newcomer

Credit Building, credit scores

How Do You Pay Off Debt Without Hurting Your Credit Score?

Money Management, Debt Management, credit scores

How Do You Save for Emergencies When You Have Debt?

Money Management, Debt Management, Saving Money

How to Use Credit to Your Advantage

Credit Building, Financial Literacy

How to Manage Your Spending Amidst Inflation and Rising Costs

Money Management, Saving Money, Money Coaching

What Is Shrinkflation and How Do You Manage It?

Money Management, Saving Money, Money Coaching

What Is a Healthy Financial Diet?

Money Management, Saving Money

Impact of Interest Rate Hikes on Debt and Spending

Debt Management, Saving Money

The Immigrant's Guide to Credit

Credit Building, Financial Resources

What is the Staycation Tax Credit?

Taxes, Vacations

The Truth About Debt Consolidation: Debunking Common Myths

Debt Consolidation

The Truth about Credit Card Limit Increases

Credit Cards

Debt Management Strategies: Find the Best One for You

Debt Consolidation, Debt Management, Debt Consolidation Loan

How to Protect Yourself Against Fraud and Scams

Consumer Protection

5 Tips to Help You Deal With Increasing Gas Prices

Budgeting

Conflict Resolution: How to Deal with Creditors

Debt Management

What Is Money Coaching and When Do You Need It?

Money Management, Money Coaching

How Much Debt is Too Much Debt and When it's Time to Find Help

Debt Management, Debt Relief

How Do Credit Cards Work in Canada? 9 Things to Know

Credit Cards

The State of Canadian Household Debt

Debt Management, Debt Relief

Your Guide to Different Types of Credit Cards (+Pros and Cons)

Credit Cards

3 Ways to Budget and Manage Your Spending

Budgeting

How a Credit Counsellor Can Help You Become Debt-Free

Credit Counselling, Debt Management

13+ Canadian Government Benefits For Low-Income Households

Financial Resources, Low Income

How to Pay Off Holiday Credit Card Debt

Debt Management, Holidays and Money, Debt Relief

5 Tips to Jumpstart Your Finances

Debt Management, Financial Resources

5 Financial New Year’s Resolutions to Help With Debt

Debt Management, Financial Resources

3 Student Spending Habits to Break (+ Ones to Start)

Money Management

Know the Cost of Owning a Vehicle

Budgeting

How to Be Thrifty When Spending

Budgeting, Credit Cards

Your Credit Report: 6 Rights That May Surprise You

Consumer Protection, credit scores

Using Shopping Apps to Stretch Your Shopping Dollars

Saving Money, Budget Planner

Can You Stay Out of Debt by Using Prepaid Credit Cards?

Debt Management, Credit Cards

How to Curb Online Shopping Addiction for New Year’s

Holidays and Money

How to Build Good Money Habits to Improve Your Finances

Financial Literacy

3 Reasons Why Buy Now Pay Later Could Be a Debt Trap

Money Management, Financial Literacy

2 Pitfalls of High-Cost Consolidations Loans (+ Alternatives to Try)

Debt Consolidation, Debt Management

What Is Financial Planning & Why You Need It

Money Management, Budgeting, Financial Resources

Financial Anxiety: How to Stop Worrying about Money

Financial Stress

6 Common Money Myths: The Truth about Your Money

Financial Resources

What Can Debt Collection Agencies Actually Do in Canada?

Collection Agencies

Is iGaming Gambling Addictive? | Credit Canada

Gambling Debt

How Much Money You Should Spend on Monthly Expenses

Budget Planner

What Is Budgeting & What Is Its Purpose?

Budgeting

The 7 Finance YouTube Channels You Need to Be Watching

Financial Resources

What Is Financial Literacy & Why Is It Important?

Financial Literacy

What Are the Different Types of Debt?

Debt Management, Financial Literacy, Debt Relief

The Best Personal Finance Blogs You Should Be Following

Financial Resources

9 Canadian Finance Podcasts You Should Listen To Now

Financial Resources

Millennials & Debt: Dealing with the Millennial Wealth Gap

Debt Management, Millennials

Zero-Based Budgeting Explained: What Is It?

Budgeting

What Is a Good Credit Score? (+ Why You Need One)

Guide to Credit Counselling in Canada: How to Get Out of Debt

Debt Management

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