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The Bottom Line on Consolidating Debt Into Your Mortgage

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May 09, 2024
- Debt Management, Car Repossession-

How Car Repossession Works & Its Impact on Your Credit

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May 02, 2024
- Credit Building-

Why Is My Credit Score Dropping? (+ How to Improve Your Credit Score)

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April 25, 2024
- Collection Agencies, Credit Reports-

How to Remove Collections From a Credit Report in Canada

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April 18, 2024
- Debt Management-

How to Get Out of Debt on a Low Income (10 Strategies)

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Stay in Touch
& Up-to-Date

Every week we release the latest news and information on a wide range of money management and debt topics. Our blog is all about how to spend smart while still getting the most out of life.

April 11, 2024
- Taxes-

Filing Your Taxes Late? Here’s What You Need to Know!

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April 05, 2024
- Taxes-

Do You Have to File Taxes Every Year in Canada?

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March 28, 2024
- Overdraft fees, Credit Score-

Does Overdraft Affect Your Credit Score?

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March 22, 2024
- Debt Management, Mortgages-

CEO Bruce Sellery Discusses Rising Mortgage Delinquency Rates in Canada

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March 15, 2024
- Money Management, Taxes-

7 Tax Changes In Canada For the 2023 Tax Season

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March 07, 2024
- Debt Consolidation, Debt Consolidation Programs, Debt Consolidation Loan, Mortgages-

Does Debt Consolidation Affect Buying a Home?

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March 01, 2024
- Credit Building, Credit Score-

How Long Does It Take To Build Credit in Canada?

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February 23, 2024
- Credit Score, Credit Reports-

Does Checking Your Credit Score Lower It?

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February 16, 2024
- Debt Consolidation, Consumer Proposals, Debt Relief-

Consumer Proposal vs Debt Consolidation: Which Should You Consider?

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February 12, 2024
- Debt Consolidation, Debt Management, Debt Consolidation Programs, Bankruptcy, Debt Consolidation Loan, Debt Relief-

Debt Consolidation vs Bankruptcy: Which Is Right for You?

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February 01, 2024
- Mortgages-

Private Mortgages: What You Should Know

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January 22, 2024
- Money Management, Increase Income-

Resume & Interview Tips from a Career Coach in Canada

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January 04, 2024
- Holidays and Money-

7 of the Best Seasonal Jobs For Winter

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December 21, 2023
- Money Management, Immigration-

The Cost of Immigrating to Canada in 2024

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December 14, 2023
- Couples and Money, Valentine's Day-

23 Best Winter Date Ideas for the Budget-Conscious

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November 30, 2023
- Newcomers-

7 Strategies for Financial Empowerment as a New Canadian

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November 24, 2023
- Credit Score, Newcomers-

How Credit Scores Affect Rent and Employment for Newcomers to Canada

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November 21, 2023
- Credit Building, Credit History, Newcomers-

How Newcomers Can Build a Credit History in Canada

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November 17, 2023
- Newcomers-

Financial Assistance for Immigrants in Canada: What to Know

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November 09, 2023
- Credit Score, Credit History, Newcomers-

Can You Transfer Your Credit History to Canada From Another Country?

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November 01, 2023
- Credit Score, Credit History, Newcomers-

Understanding the Canadian Banking System: A Guide for Newcomers to Canada

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October 27, 2023
- Money Management, Budgeting-

How to Budget for Maternity Leave in Canada

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October 20, 2023
- Bankruptcy, Debt Relief-

From Near-Bankruptcy to Debt-Free: Bernice’s Story

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October 16, 2023
- Debt Management, Credit Cards-

What Happens If I Can’t Pay Off My Credit Card?

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October 06, 2023
- Debt Management, Saving Money, Emergency Fund-

Balancing Debt Repayment with Saving for the Future

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September 29, 2023
- Debt Management, Vacations-

Is It OK To Go Into Debt For a Vacation?

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September 21, 2023
- Money Management, Personal Finance-

5 Strategies for Managing Finances as a Gig Worker or Freelancer

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September 15, 2023
- Budgeting, Budget Planner-

What Is a Budget? A Step-by-Step Guide

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September 08, 2023
- Money Management, Financial Stress-

I Made a Bad Financial Decision: What Now?

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September 01, 2023
- Budgeting, Saving Money, Personal Finance-

How to Save Money on Everyday Expenses in Canada

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August 24, 2023
- Bankruptcy-

4 Ways to Avoid Bankruptcy in Canada

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August 17, 2023
- Money Management, Kids and Money-

Teaching Kids to Think Before They Buy in 2023

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August 10, 2023
- Money Management, Debt Management-

Managing CERB Repayments: What’s the Best Approach?

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August 03, 2023
- Money Management-

5 Effective Strategies to Curb Impulse Spending

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July 27, 2023
- Budgeting, Financial Literacy, Personal Finance-

The Basics of Personal Finance | Credit Canada

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July 20, 2023
- Debt Management, Mortgages-

Renewing Your Mortgage: 4 Tips for Homeowners

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July 14, 2023
- Money Management, Budgeting, Retirement, Divorce, Mortgages-

How to Deal With Financial Impacts of Major Life Events

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July 07, 2023
- Money Management, Travel-

10 Tips for Affordable Travel in 2023

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June 30, 2023
- Money Management, Budgeting, Budget Planner-

Top 6 Money Management Tips for Young Professionals

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June 23, 2023
- Debt Management-

Common Debt Management Myths Debunked: Separating Fact from Fiction

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June 16, 2023
- Debt Management, Credit Cards-

Credit Card Fasts: Why You Should Try One

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June 09, 2023
- Credit Counselling, Low Income, Personal Finance-

Navigating the Financial System as a Low-Income Canadian

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June 01, 2023
- Money Management, Personal Finance-

Personal Finance for Single People

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May 25, 2023
- Financial Resources, Student Loans-

5 Financial Considerations for Aspiring Post-Secondary Students

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May 11, 2023
- Budgeting, Debt Management, Layoffs-

Navigating Your Finances During a Lay-Off

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May 01, 2023
- Money Management, Mental Health-

Overspending and Mental Health: Your Guide to Improving Your Financial Health

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April 27, 2023
- Credit Score, Credit Reports-

Credit Scores in Canada: A Comprehensive Guide

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April 20, 2023
- Debt Management, Taxes-

5 Benefits of Paying Down Debt with Your Tax Refund

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April 13, 2023
- Gambling Debt-

Gambling Debt: Warning Signs and What to Do About It

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April 06, 2023
- Taxes-

The Gig Economy: Filing Taxes for Your Side Hustle in Canada

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March 16, 2023
- Financial Literacy, Fintok-

‘FinTok’: What it is and How to Use it Safely and Effectively

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March 09, 2023
- Couples and Money, Relationships-

How to Talk to Your Partner About Money: 5 Tips and Expert Advice

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March 02, 2023
- Financial Resources, Scams-

Financial Scams: What Do They Look Like? (+ How You Can Avoid Them)

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February 23, 2023
- Kids and Money, Financial Literacy-

Financial Technology: Changing How Kids Learn About Money

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February 17, 2023
- Mortgages-

Variable Rate Mortgages: Everything You Need to Know

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February 09, 2023
- Credit Cards, Relationships-

Relationships & Finances: The Pros and Cons of Joint Credit Cards

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February 02, 2023
- Financial Resources-

5 Warning Signs of Financial Abuse

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January 26, 2023
- Debt Management, Financial Resources, Debt Relief-

What Is the “Right of Offset” & How It Relates to Debt

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January 19, 2023
- Financial Resources, Rent Payments-

Need Help with Rent? 5 Government Programs for Rent Assistance

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January 12, 2023
- Debt Management, Divorce-

How to Navigate Debt After a Divorce

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January 05, 2023
- Debt Relief-

Debt Advice in Canada: What You Need to Know

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December 22, 2022
- Money Management, Budgeting, Debt Management, Budget Planner-

How to Maintain Healthy Money Habits Despite the Rising Cost of Living

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December 15, 2022
- Financial Stress, Mental Health-

The Surprising Link Between Finances and Mental Health

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December 08, 2022
- Debt Consolidation, Debt Management, Debt Consolidation Programs-

What Do Increasing Interest Rates Mean for Your Debt?

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November 24, 2022
- Seniors, Retirement, Housing, Couples and Money-

Lessons from a Retired Senior Who is Financially Secure

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November 17, 2022
- Debt Management, Divorce-

Lessons from a Financially Independent Divorcee

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November 10, 2022
- Debt Management, Credit Cards-

Lessons from a Recent Grad

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November 03, 2022
- Financial Literacy, Layoffs-

Lessons from a Young Adult Who Survived a Lay-off

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October 27, 2022
- Credit Score, Credit Reports-

How to Make Corrections to Your Credit Report

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October 20, 2022
- Debt Management, Debt Settlement-

How to Catch Up on Debt Payments After You’ve Fallen Behind

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October 13, 2022
- Collection Agencies, Debt Settlement-

How to Deal with Collection Agencies

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October 06, 2022
- Debt Management, Rent Payments-

How to Manage Your Rent and Debt Payments

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September 29, 2022
- Credit Score, Credit Reports-

How to Read and Understand Your Credit Report

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September 15, 2022
- Debt Consolidation, Debt Management, Debt Consolidation Programs-

What Is Debt Consolidation and How Does It Work?

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September 08, 2022
- Credit Score, Credit History, Newcomers-

The Importance of Building Credit as a Newcomer to Canada

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September 01, 2022
- Debt Management, Loans-

Are Co-Signed Loans a Good Idea?

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August 25, 2022
- Debt Management, Credit Cards, Debt Relief-

How Worrying About Credit Card Debt Can Lead to Poor Health

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August 18, 2022
- Debt Management, Money Behaviours-

Intergenerational Money Trauma and How it Impacts Debt

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August 11, 2022
- Debt Management, Financial Resources-

How to Use Banking Services to Get Rid of Debt and Build Credit

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August 04, 2022
- Money Management, Debt Management-

How to Manage Inflation and Pay Off Debt

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July 28, 2022
- Debt Management, Debt Relief-

How to Pay Back CERB If You Owe Money

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July 21, 2022
- Debt Management, Money Behaviours-

YES, You Can Get Out of Debt By Changing Your Mindset

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July 14, 2022
- Credit Counselling, Debt Management-

How to Pay Off Thousands of Dollars in Debt in 24 Months

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July 07, 2022
- Debt Management, Financial Literacy-

5 Financial Habits for Getting Out of Debt

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June 30, 2022
- Credit Building, credit scores-

How to Increase Your Credit Score as a Newcomer

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June 23, 2022
- Money Management, Debt Management, credit scores-

How Do You Pay Off Debt Without Hurting Your Credit Score?

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June 15, 2022
- Money Management, Debt Management, Saving Money-

How Do You Save for Emergencies When You Have Debt?

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June 09, 2022
- Credit Building, Financial Literacy-

How to Use Credit to Your Advantage

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June 02, 2022
- Money Management, Saving Money, Money Coaching-

How to Manage Your Spending Amidst Inflation and Rising Costs

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May 26, 2022
- Money Management, Saving Money, Money Coaching-

What Is Shrinkflation and How Do You Manage It?

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May 19, 2022
- Money Management, Saving Money-

What Is a Healthy Financial Diet?

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May 12, 2022
- Debt Management, Saving Money-

Impact of Interest Rate Hikes on Debt and Spending

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May 05, 2022
- Credit Building, Financial Resources-

The Immigrant's Guide to Credit

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April 28, 2022
- Taxes, Vacations-

What is the Staycation Tax Credit?

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April 21, 2022
- Debt Consolidation-

The Truth About Debt Consolidation: Debunking Common Myths

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April 14, 2022
- Credit Building, credit scores-

Credit Repair 101: How to Fix Bad Credit in Canada

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April 07, 2022
- Credit Cards-

The Truth about Credit Card Limit Increases

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March 31, 2022
- Debt Consolidation, Debt Management, Debt Consolidation Loan-

Debt Management Strategies: Find the Best One for You

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March 24, 2022
- Consumer Protection-

How to Protect Yourself Against Fraud and Scams

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March 17, 2022
- Budgeting-

5 Tips to Help You Deal With Increasing Gas Prices

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March 10, 2022
- Debt Management-

​​Conflict Resolution: How to Deal with Creditors

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March 03, 2022
- Money Management, Money Coaching-

What Is Money Coaching and When Do You Need It?

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February 24, 2022
- Debt Management, Debt Relief-

How Much Debt is Too Much Debt and When it's Time to Find Help

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February 17, 2022
- Credit Cards-

How Do Credit Cards Work in Canada? 9 Things to Know

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February 10, 2022
- Debt Management, Debt Relief-

The State of Canadian Household Debt

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February 03, 2022
- Debt Management-

What Happens When You Don’t Pay Your Credit Card?

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January 25, 2022
- Credit Cards-

Your Guide to Different Types of Credit Cards (+Pros and Cons)

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January 22, 2022
- Budgeting-

3 Ways to Budget and Manage Your Spending

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January 22, 2022
- Credit Counselling, Debt Management-

How a Credit Counsellor Can Help You Become Debt-Free

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January 18, 2022
- Financial Resources, Low Income-

12+ Canadian Government Benefits You May Be Missing Out On

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January 15, 2022
- Debt Management, Holidays and Money, Debt Relief-

How to Pay Off Holiday Credit Card Debt

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January 11, 2022
- Debt Management, Financial Resources-

5 Tips to Jumpstart Your Finances

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January 01, 2022
- Debt Management, Financial Resources-

5 Financial New Year’s Resolutions to Help With Debt

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December 27, 2021
- Money Management-

3 Student Spending Habits to Break (+ Ones to Start)

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December 21, 2021
- Money Management-

Money-Saving Tips to Help You Start Your Nest Egg

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November 27, 2021
- Budgeting-

Know the Cost of Owning a Vehicle

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November 24, 2021
- Budgeting, Credit Cards-

How to Be Thrifty When Spending

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November 22, 2021
- Consumer Protection, credit scores-

Your Credit Report: 6 Rights That May Surprise You

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November 20, 2021
- Saving Money, Budget Planner-

Using Shopping Apps to Stretch Your Shopping Dollars

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November 16, 2021
- Debt Management, Credit Cards-

Can You Stay Out of Debt by Using Prepaid Credit Cards?

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November 13, 2021
- Holidays and Money-

How to Curb Online Shopping Addiction for New Year’s

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November 09, 2021
- Financial Literacy-

How to Build Good Money Habits to Improve Your Finances

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November 06, 2021
- Money Management, Financial Literacy-

3 Reasons Why Buy Now Pay Later Could Be a Debt Trap

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November 02, 2021
- Debt Consolidation, Debt Management-

2 Pitfalls of High-Cost Consolidations Loans (+ Alternatives to Try)

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October 25, 2021
- Money Management, Budgeting, Financial Resources-

What Is Financial Planning & Why You Need It

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October 22, 2021
- Financial Stress-

Financial Anxiety: How to Stop Worrying about Money

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October 19, 2021
- Financial Resources-

6 Common Money Myths: The Truth about Your Money

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October 18, 2021
- Budgeting, Holidays and Money-

Spooky Spending Season: How to Do Halloween on a Budget

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October 15, 2021
- Collection Agencies-

What Can Debt Collection Agencies Actually Do in Canada?

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October 15, 2021
- Gambling Debt-

Is iGaming Gambling Addictive? | Credit Canada

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October 06, 2021
- Budget Planner-

How Much Money You Should Spend on Monthly Expenses

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October 05, 2021
- Budgeting-

What Is Budgeting & What Is Its Purpose?

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September 30, 2021
- Financial Resources-

The 7 Finance YouTube Channels You Need to Be Watching

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September 27, 2021
- Financial Literacy-

What Is Financial Literacy & Why Is It Important?

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September 23, 2021
- Debt Management, Financial Literacy, Debt Relief-

What Are the Different Types of Debt?

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September 20, 2021
- Collection Agencies-

Can a Collection Agency Take You to Court?

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September 15, 2021
- Financial Resources-

The Best Personal Finance Blogs You Should Be Following

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September 14, 2021
- Financial Resources-

9 Canadian Finance Podcasts You Should Listen To Now

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September 10, 2021
- Debt Management, Millennials-

Millennials & Debt: Dealing with the Millennial Wealth Gap

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August 31, 2021
- Budgeting-

Zero-Based Budgeting Explained: What Is It?

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August 24, 2021
- -

What Is a Good Credit Score? (+ Why You Need One)

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August 17, 2021
- Debt Management-

Guide to Credit Counselling in Canada: How to Get Out of Debt

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August 11, 2021
- Budgeting-

Make a Summer Budget & Manage Your Summer Spending

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August 05, 2021
- Debt Consolidation, Debt Management, Debt Consolidation Programs, Bankruptcy, Consumer Proposals, Debt Consolidation Loan-

How to Tread Water When You’re Drowning in Debt

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July 14, 2021
- Budgeting, Credit Cards, Saving Money, Kids and Money-

Avoid These Summer Money Mistakes

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June 22, 2021
- Budgeting, Debt Management-

Pandemic Pet Costs: People & Their Pets

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June 11, 2021
- Debt Consolidation, Debt Management-

What Does It Mean to Be in Debt in Canada?

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June 04, 2021
- Debt Management, Credit Cards-

How to Get Out of Credit Card Debt

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May 28, 2021
- Debt Consolidation, Debt Consolidation Programs, Debt Consolidation Loan-

Understanding Your Debt Consolidation Options

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May 21, 2021
- Debt Management, Student Loans-

Student Loans in Canada 101: What You Need to Know

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May 13, 2021
- Money Management, Debt Management-

What My Cancer Journey Taught Me About Paying Off Debt

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April 21, 2021
- Debt Consolidation-

How Does Debt Consolidation Affect Your Credit?

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March 26, 2021
- Debt Management-

Ontario's COVID Assistance for Tenants & Landlords

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March 25, 2021
- Money Management-

Movies About Money and What We Can Learn From Them

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February 24, 2021
- Taxes, Saving Money, RRSPs-

The Ultimate Guide to the Canada RRSP and TFSA

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February 19, 2021
- Money Management, Financial Stress, Recessions-

7 Ways to Prepare for a Recession in Canada

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February 11, 2021
- Taxes, Coronavirus-

Will You Need to Pay Back CERB? + What To Do (If You Do)

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January 31, 2021
- Budgeting, Valentine's Day, Coronavirus-

10 Cheap, Fun, and COVID-Friendly Valentine's Day Date Ideas

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January 29, 2021
- Credit Building, Consumer Protection-

Credit Repair Scams: How to Spot Them and Avoid Them

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January 12, 2021
- Money Management-

12 Songs About Money and What We Can Learn from Them

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January 06, 2021
- Payday Loans-

How Payday Loans Work (+ Tips for Paying Them Off Fast)

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December 23, 2020
- Financial Resources, Financial Literacy-

7 Benefits of Using Reddit Personal Finance Canada

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December 18, 2020
- Money Management, Financial Resources, Newcomers-

Financial Tips and More for Newcomers to Canada

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December 16, 2020
- Money Management, Debt Management, Saving Money-

21 Ways to Get Smarter about Money in 2021

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December 14, 2020
- Credit Counselling, Couples and Money, Divorce-

How to Prepare for a Divorce During COVID

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December 11, 2020
- Holidays and Money-

How to Have a Joyful COVID Christmas

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December 09, 2020
- Holidays and Money-

20 Tips to Get You Through the Holidays Without Going Into Debt

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November 24, 2020
- Collection Agencies, Debt Relief, Coronavirus-

A Refresher on Coronavirus and Debt Collection Agencies

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November 23, 2020
- Budgeting, Credit Cards-

How to Stick to a Budget in a Cashless Society

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November 19, 2020
- Financial Resources, Financial Literacy-

During COVID, Canadians Need Financial Literacy Month More Than Ever

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November 18, 2020
- Saving Money-

How to Coupon in Canada to Save Money

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November 10, 2020
- Debt Management, Coronavirus-

Do I Need to Pay Off My Debt During COVID?

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November 06, 2020
- Credit Cards-

Prepaid Credit Cards vs. Secured Credit Cards: What’s the Difference?

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October 21, 2020
- Money Management, Budgeting, Budget Planner-

“Pay Yourself First” Using Financial Tools for Automated Savings

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October 08, 2020
- Money Management, Budgeting, Saving Money-

How to Save Money By Going Back to Basics

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October 02, 2020
- Credit Building-

Get In The Game With Your Credit Report & Credit Score | Credit Canada

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September 23, 2020
- Financial Resources-

Financial Help & Debt Relief During COVID-19

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September 16, 2020
- Emergency Fund-

Prepare for Unexpected Expenses by Creating an Emergency Fund

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September 09, 2020
- Saving Money, Financial Stress-

Frugal Living Tips for Now and the Months Ahead

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September 02, 2020
- Housing-

Fixed vs Variable Rate Mortgages: What’s the Difference?

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August 26, 2020
- Consumer Protection-

15 Internet Scams Canadians Should Watch Out For

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August 21, 2020
- Debt Management, Consumer Protection-

Loan Scams: What You Need to Know

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August 12, 2020
- Financial Resources-

The Best Budgeting Apps

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July 29, 2020
- Seniors, Financial Resources-

What You Should Consider When Making a Will

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July 22, 2020
- Low Income-

The 14 Best Budgeting Tips for Lower Income Families

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July 15, 2020
- Gambling Debt-

Lottery Odds: Are Tickets Worth Your Money?

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June 24, 2020
- Kids and Money-

Teaching Your Kids About Money at Any Age

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June 02, 2020
- Saving Money, Coronavirus-

How to Live More Frugal

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June 01, 2020
- Financial Resources-

Top 13 Canadian Books on Personal Finance

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May 28, 2020
- Retirement, Coronavirus-

Using RRSPs & Investments To Pay Off Debt During COVID

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May 27, 2020
- Money Management, Overdraft fees-

What is Overdraft Protection and Do I Need it?

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May 22, 2020
- Consumer Protection, Coronavirus-

How to Avoid Scams During COVID

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May 13, 2020
- Taxes-

How to Get Help If You Owe Taxes and Can't Pay

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May 01, 2020
- credit scores, Coronavirus-

How Will COVID-19 Impact My Credit Score?

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April 24, 2020
- Budgeting, Coronavirus-

How to Create a Realistic Budget During COVID-19

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